Davis County property record for 402 E Franklin St, Bloomfield, IA 52537
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 780 sqft · built 1906 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $71,000 (Jun 2026) |
| Tax Bill | $878 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01004090 |
| Primary APN | 01004090 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 71 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 216 sqft |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 402 E FRANKLIN ST |
|---|---|
| City | BLOOMFIELD |
| State | IA |
| Zip | 52537-1631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 LOT 4 BLOCK 29 ORIG TOWN |
| Legal Subdivision | DAVIES ADD |
| Legal Block | 29 |
| Legal Lot Number | 4 |
| Jurisdiction | DAVIS IA |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 80100 |
Source: Davis County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 E FRANKLIN ST, BLOOMFIELD, IA 52537-1631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CREDIT UNION |
| Feb 13, 2018 | Deed of Trust, Mortgage COMMUNITY 1ST CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on Record |
| Deed Sale | Jun 29, 2026 · Amount on Record |
| Prior Sale | Sep 18, 2024 · Amount on Record |
| Deed Document Number | 2026926 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS IA |
| Recording Date | Jun 29, 2026 |
| Property Address | 402 E FRANKLIN ST, BLOOMFIELD, IA 52537-1631 |
| Document Number | 0000000926 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 2026926 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,392.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 E FRANKLIN ST, BLOOMFIELD, IA 52537-1631 |
| Document Number | 0000000927, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 2026927 |
| Name | COMMUNITY FIRST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS IA |
| Property Address | 402 E FRANKLIN ST, BLOOMFIELD, IA 52537-1631 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000213/0000000813 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 0000000213/0000000813 |
| Instrument | 2018-0215 |
| Name | COMMUNITY 1ST CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Jan 1, 2033 |
Source: Davis County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Davis County |
| Municipality | Bloomfield City |
| Unified School District | Davis County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $878.00 (-3.62%) | $35,990 (-4.69%) Land $6,070 Building $29,920 | $35,990 (-4.69%) Land $6,070 Building $29,920 |
| 2024 | $911.00 (+3.52%) | ||
| 2023 | $37,760 (+8.38%) Land $6,070 Building $31,690 | $37,760 (+8.38%) Land $6,070 Building $31,690 | |
| 2022 | $880.00 | $34,840 Land $6,070 Building $28,770 | |
| 2021 | $34,840 Land $6,070 Building $28,770 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 3, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD MUNI WATER DEPT serves 2,792 people · EPA ID IA2613019 |
|---|---|
| Water Source | Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN) |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citizens Mutual Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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