Davis County property record for 405 E Franklin St, Bloomfield, IA 52537
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,570 sqft · built 1952 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $11,750 (Mar 2016) |
| Tax Bill | $3,332 (2025) |
| Deeds & Mortgages | Oct 2019 Refinance May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01013040 |
| Primary APN | 01013040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 142 ft deep x 75 ft wide |
| Deck Area | 64 sqft |
| Patio Area | 126 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 405 E FRANKLIN ST |
|---|---|
| City | BLOOMFIELD |
| State | IA |
| Zip | 52537-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLOCK 28 ORIG TOWN |
| Legal Subdivision | BLOOMFIELD |
| Legal Block | 28 |
| Legal Lot Number | 7 |
| Jurisdiction | DAVIS IA |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 5 |
| Census Block | 5029 |
| Census Tract | 80100 |
Source: Davis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 E FRANKLIN ST, BLOOMFIELD, IA 52537-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SOUTH OTTUMWA SAVINGS BANK |
| May 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage LUANNA SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2016 · Amount on Record |
| Deed Sale | Mar 21, 2016 · Amount on Record |
| Deed Document Number | 2016352 |
| Deed Book / Page | 199 / 915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS IA |
| Property Address | 405 E FRANKLIN ST, BLOOMFIELD, IA 52537-1632 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000227/910 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 227/910 |
| Instrument | 2019-1504 |
| Name | SOUTH OTTUMWA SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS IA |
| Recording Date | May 13, 2021 |
| Property Address | 405 E FRANKLIN ST, BLOOMFIELD, IA 52537-1632 |
| Document Number | 0020210711 |
| Instrument Date | May 9, 2021 |
| Instrument | 2021-0711 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $223.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 E FRANKLIN ST, BLOOMFIELD, IA 52537-1632 |
| Document Number | 0020210712 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021-0712 |
| Name | LUANNA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Davis County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Davis County |
| Municipality | Bloomfield City |
| Unified School District | Davis County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,910 (-) Land $9,000 Building $157,910 | $166,910 (-) Land $9,000 Building $157,910 | |
| 2025 | $3,332.00 (-1.48%) Homeowner's exemption | $166,910 (+7.22%) Land $9,000 Building $157,910 | $166,910 (+7.22%) Land $9,000 Building $157,910 |
| 2024 | $3,382.00 (+13.95%) | ||
| 2023 | $155,670 (+23.18%) Land $9,000 Building $146,670 | $155,670 (+23.18%) Land $9,000 Building $146,670 | |
| 2022 | $2,968.00 Homeowner's exemption | $126,380 Land $9,000 Building $117,380 | |
| 2021 | $126,380 Land $9,000 Building $117,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 3, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD MUNI WATER DEPT serves 2,792 people · EPA ID IA2613019 |
|---|---|
| Water Source | Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN) |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citizens Mutual Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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