407 E Exchange St, Geneseo, IL 61254 Property Records

Henry County property record for 407 E Exchange St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1927
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Aug 2006)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	Oct 2022 Transfer May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-204-012`

Property Details

APN / Parcel Number

Primary APN	`08-21-204-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,000 sqft Total Area
1st Floor Area	700 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	138 ft deep x 65 ft wide
Garage Type	Carport
Garage Area	330 sqft
Carport	Carport
Carport Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	407 E EXCHANGE ST
City	GENESEO
State	IL
Zip	61254-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 5 ALLENS 1ST ADD CITY OF GENESEO
Legal Subdivision	ALLENS 1ST ADD
Legal Block	5
Legal Lot Number	7
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3000
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 E EXCHANGE ST, GENESEO, IL 61254-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 27, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 22, 2019	Deed of Trust, Mortgage · Line of Credit BANKORION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2006 · Amount on Record
Deed Sale	Aug 23, 2006 · Amount on Record
Deed Document Number	200620-0607326
Last Transfer Date	Oct 11, 2022
Transfer Doc	0000005966
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY IL
Recording Date	Oct 12, 2022
Property Address	407 E EXCHANGE ST, GENESEO, IL 61254-2105
Document Number	0000005966
Instrument Date	Oct 11, 2022
Instrument	20-2205966
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	407 E EXCHANGE ST, GENESEO, IL 61254-2105

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY IL
Recording Date	May 27, 2021
Property Address	407 E EXCHANGE ST, GENESEO, IL 61254-2105
Document Number	0000003355
Instrument Date	May 17, 2021
Instrument	20-2103355
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E EXCHANGE ST, GENESEO, IL 61254-2105

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	407 E EXCHANGE ST, GENESEO, IL 61254-2105
Document Number	0000001350
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	407 E EXCHANGE ST GENESEO IL 612542105, GENESEO, IL 61254-2105

Mortgage

Document Number	0000001350
Date	Mar 27, 2019
Instrument	1350

Lender

Name	BANKORION
Type	Bank
Address	ORION, IL 61273

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 26, 2024

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,926.00 (+5.2%) Homeowner's exemption	$55,294 (+6.5%) Land $4,348 Building $50,946	$165,882 (+6.5%) Land $13,044 Building $152,838
2024	$3,732.00 (+24.07%)	$51,920 (+18.14%) Land $4,083 Building $47,837	$155,760 (+18.14%) Land $12,249 Building $143,511
2022		$43,946 Land $3,456 Building $40,490	$131,838 Land $10,368 Building $121,470
2021	$3,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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