412 E Exchange St, Geneseo, IL 61254 Property Records

Henry County property record for 412 E Exchange St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 792 sqft · built 1919
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Nov 2021)
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-206-005`

Property Details

APN / Parcel Number

Primary APN	`08-21-206-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Attic	Attic
Attic Area	331 sqft
Basement Area	624 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	130 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	412 E EXCHANGE ST
City	GENESEO
State	IL
Zip	61254-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 7 ALLENS 1ST ADD CITY OF GENESEO
Legal Subdivision	ALLENS 1ST ADD
Legal Block	7
Legal Lot Number	5
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3007
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 E EXCHANGE ST, GENESEO, IL 61254-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	May 1, 2008 · Amount on Record
Deed Document Number	20212107454
Prior Transfer Date	Apr 20, 2008
Prior Transfer Doc	0000003488
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Nov 10, 2021
Property Address	412 E EXCHANGE ST, GENESEO, IL 61254-2106
Document Number	0000007454
Instrument Date	Oct 29, 2021
Instrument	20-2107454
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E EXCHANGE ST, GENESEO, IL 61254-2106

Mortgage

Document Number	0000007455
Date	Nov 10, 2021
Instrument	20-2107455

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,729.00 (+5.57%) Homeowner's exemption	$40,267 (+6.5%) Land $4,248 Building $36,019	$120,801 (+6.5%) Land $12,744 Building $108,057
2024	$2,585.00 (+30.75%)	$37,810 (+18.15%) Land $3,989 Building $33,821	$113,430 (+18.15%) Land $11,967 Building $101,463
2022		$32,002 Land $3,376 Building $28,626	$96,006 Land $10,128 Building $85,878
2021	$1,977.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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