413 E Exchange St, Geneseo, IL 61254 Property Records

Henry County property record for 413 E Exchange St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 976 sqft · built 1907
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Apr 2024)
Tax Bill	$2,747 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-204-013`

Property Details

APN / Parcel Number

Primary APN	`08-21-204-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	980 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	89 ft deep x 65 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	413 E EXCHANGE ST
City	GENESEO
State	IL
Zip	61254-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S72 LT 8 BLK 5 ALLENS 1ST ADD CITY OF GENESEO
Legal Subdivision	ALLENS 1ST ADD
Legal Block	5
Legal Lot Number	8
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3000
Census Tract	30302

Owner

413 E Exchange St is owned and occupied by two individuals who bought it in April 2024.

Source: Henry County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 E EXCHANGE ST, GENESEO, IL 61254-2105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed, Transfer · Conventional Mortgage R I A FCU
Mar 18, 2021	Intrafamily Transfer, Transfer
Nov 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on File
Deed Sale	Apr 18, 2024 · Amount on File
Prior Sale	Nov 16, 2018 · Amount on File
Deed Document Number	20241651
Prior Transfer Date	Feb 11, 2020
Prior Transfer Doc	0000001680
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY IL
Recording Date	Apr 18, 2024
Property Address	413 E EXCHANGE ST, GENESEO, IL 61254-2105
Document Number	0000001651
Instrument Date	Apr 3, 2024
Instrument	20-2401651
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E EXCHANGE ST, GENESEO, IL 61254-2105

Mortgage

Document Number	0000001652
Date	Apr 18, 2024
Instrument	20-2401652

Lender

Name	R I A FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY IL
Recording Date	Mar 18, 2021
Property Address	413 E EXCHANGE ST, GENESEO, IL 61254-2105
Document Number	0000001680
Instrument Date	Feb 11, 2020
Instrument	20-2101680
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 1332, REEDLEY, CA 93654-1332

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Nov 16, 2018
Property Address	413 E EXCHANGE ST, GENESEO, IL 61254-2105
Document Number	0000006312
Instrument Date	Nov 13, 2018
Instrument	6312
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1332 REEDLEY CA 936541332, REEDLEY, CA 93654-1332

Tax Assessment & Valuation

The 2025 property tax bill for 413 E Exchange St was $2,747 with a homeowner's exemption, down 11.1% from the year before.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,747.00 (-11.1%)	$40,491 (+6.5%) Land $3,504 Building $36,987	$121,473 (+6.5%) Land $10,512 Building $110,961
2024	$3,090.00	$38,020 Land $3,290 Building $34,730	$114,060 Land $9,870 Building $104,190
2022		$32,180 Land $2,784 Building $29,396	$96,540 Land $8,352 Building $88,188
2021	$2,561.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 413 E Exchange St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 413 E Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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