317 E Exchange St, Geneseo, IL 61254 Property Records

Henry County property record for 317 E Exchange St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,580 sqft · built 1900
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Tax Bill	$1,595 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-202-013`

Property Details

APN / Parcel Number

Primary APN	`08-21-202-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,580 sqft Total Area
1st Floor Area	876 sqft
Basement Area	704 sqft
Unfinished Basement	876 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	317 E EXCHANGE ST
City	GENESEO
State	IL
Zip	61254-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 5 RUSSELLS ADD CITY OF GENESEO
Legal Subdivision	RUSSELLS ADD
Legal Block	5
Legal Lot Number	6
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3003
Census Tract	30302

Owner

Source: Henry County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 E EXCHANGE ST, GENESEO, IL 61254-2103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MISSISSIPPI VALLEY CREDIT UNION
Apr 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage IH MS VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 27, 2026
Transfer Doc	0000003836
Record Updated	Sep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY IL
Recording Date	Aug 3, 2026
Property Address	317 E EXCHANGE ST, GENESEO, IL 61254-2103
Document Number	0000003836
Instrument Date	Jul 27, 2026
Instrument	20263836
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	GOMEZ TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E EXCHANGE ST, GENESEO, IL 61254-2103

Mortgage

Document Number	0000003837,
Date	Aug 3, 2026
Instrument	20263837

Lender

Name	MISSISSIPPI VALLEY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	317 E EXCHANGE ST, GENESEO, IL 61254-2103
Document Number	0000001914
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	317 E EXCHANGE ST GENESEO IL 612542103, GENESEO, IL 61254-2103

Mortgage

Document Number	0000001914
Date	Apr 11, 2018
Instrument	1914

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,595.00 (-2.51%)	$46,938 (+25.83%) Land $4,702 Building $42,236	$140,814 (+25.83%) Land $14,106 Building $126,708
2022		$37,304 Land $3,737 Building $33,567	$111,912 Land $11,211 Building $100,701
2021	$1,636.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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