407 E 1st St, Carroll, IA 51401 Property Records

Carroll County property record for 407 E 1st St, Carroll, IA 51401

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,232 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$20,000 (Aug 2012)
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0625257012`

Property Details

APN / Parcel Number

Primary APN	`0625257012`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached
Garage Area	180 sqft
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	407 E 1ST ST
City	CARROLL
State	IA
Zip	51401-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELEVENTH ADDITION BLOCK 80 E 78 FT OF LOT 6
Legal Subdivision	ELEVENTH ADDITION
Legal Block	80
Legal Lot Number	6
Jurisdiction	CARROLL IA
Township / Civil Division	CARROLL
Census Block Group	4
Census Block	4043
Census Tract	960400

Owner

Source: Carroll County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	915 9TH ST, LAKE VIEW, IA 51450-7786
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage IOWA STATE BANK
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL SAVINGS BANK
Jun 1, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMERCIAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2012 · Amount on Record
Deed Sale	Aug 16, 2012 · Amount on Record
Prior Sale	May 29, 2007 · Amount on Record
Deed Document Number	20122961
Deed Book / Page	2012 / 2961
Last Transfer Date	Mar 18, 2024
Transfer Doc	0000001208
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	407 E 1ST ST, CARROLL, IA 51401-2909
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020213320
Date	Sep 3, 2021
Instrument	2021-3320

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	407 E 1ST ST, CARROLL, IA 51401-2909
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020222087
Date	Jun 27, 2022
Instrument	2022-2087

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2027

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	Jun 1, 2022
Property Address	407 E 1ST ST, CARROLL, IA 51401-2909
Document Number	0020221836
Instrument Date	May 26, 2022
Instrument	2022-1836
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	SECURITY TITLE & INVESTMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 9TH ST, LAKE VIEW, IA 51450-7786
Investor	Possibly a Property Investor

Mortgage

Document Number	0020221837
Date	Jun 1, 2022
Instrument	2022-1837

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Carroll City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,120 (-) Land $13,730 Building $94,390	$108,120 (-) Land $13,730 Building $94,390
2025	$1,236.00 (+0.82%)	$108,120 (+14.7%) Land $13,730 Building $94,390	$108,120 (+14.7%) Land $13,730 Building $94,390
2023		$94,260 (-0.15%) Land $13,730 Building $80,530	$94,260 (-0.15%) Land $13,730 Building $80,530
2022		$94,400 Land $12,480 Building $81,920
2021			$94,400 Land $12,480 Building $81,920
2018	$1,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL MUNICIPAL WATER SUPPLY serves 10,321 people · EPA ID IA1415072
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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