218 E 1st St, Carroll, IA 51401 Property Records

Carroll County property record for 218 E 1st St, Carroll, IA 51401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,616 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (May 2022)
Tax Bill	$1,740 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0625252009`

Property Details

APN / Parcel Number

Primary APN	`0625252009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
Basement Area	460 sqft
Unfinished Basement	460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	218 E 1ST ST
City	CARROLL
State	IA
Zip	51401-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIFTH ADDITION BLOCK 65 W 50 FT OF LOT 1 & W 50 FT OF N 40 FT OF LOT 2
Legal Subdivision	FIFTH ADDITION
Legal Block	65
Legal Lot Number	1,2
Jurisdiction	CARROLL IA
Township / Civil Division	CARROLL
Census Block Group	4
Census Block	4046
Census Tract	960400

Owner

Source: Carroll County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	928 AMY CIR, CARROLL, IA 51401-2630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2018	Deed of Trust, Mortgage REGION 12 COUNCIL
Jun 5, 2018	Deed of Trust, Mortgage COMMERCIAL SAVINGS BANK
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage AVAILA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Deed Document Number	20221627
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	218 E 1ST ST, CARROLL, IA 51401-2843
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001619
Date	Jun 7, 2018
Book Page	0000002018/0000001619
Instrument	2018-1619

Lender

Name	REGION 12 COUNCIL

Agreement

Amount	Amount Recorded
Term	115 Months
Due	Jan 1, 2028

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	218 E 1ST ST, CARROLL, IA 51401-2843
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001578
Date	Jun 5, 2018
Book Page	0000002018/0000001578
Instrument	2018-1578

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	55 Months
Due	Jan 1, 2023

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	May 16, 2022
Property Address	218 E 1ST ST, CARROLL, IA 51401-2843
Document Number	0020221627
Instrument Date	May 13, 2022
Instrument	2022-1627
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	928 AMY CIR, CARROLL, IA 51401-2630

Mortgage

Document Number	0020221628
Date	May 16, 2022
Instrument	2022-1628

Lender

Name	AVAILA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Carroll City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,090 (-) Land $11,960 Building $153,130	$165,090 (-) Land $11,960 Building $153,130
2025	$1,740.00 (+59.63%) Homeowner's exemption	$165,090 (+15.5%) Land $11,960 Building $153,130	$165,090 (+15.5%) Land $11,960 Building $153,130
2023		$142,930 (+29.61%) Land $11,960 Building $130,970	$142,930 (+29.61%) Land $11,960 Building $130,970
2022		$110,280 Land $13,050 Building $97,230
2021			$110,280 Land $13,050 Building $97,230
2018	$1,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL MUNICIPAL WATER SUPPLY serves 10,321 people · EPA ID IA1415072
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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