503 E 1st St, Carroll, IA 51401 Property Records

Carroll County property record for 503 E 1st St, Carroll, IA 51401

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2 bd · 2 ba · 9,865 sqft · built 1920
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on Record
Last Sale	$285,000 (May 2026)
Tax Bill	$6,768 (2026)
Deeds & Mortgages	May 2026 Sale & Line of Credit May 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0625276004`

Property Details

APN / Parcel Number

Primary APN	`0625276004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	9,865 sqft Total Area
Basement Area	844 sqft
Finished Basement	1,250 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	2,300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	503 E 1ST ST
City	CARROLL
State	IA
Zip	51401-2911
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	KRAUSE & KENNEBECK'S ADDITION BLOCK 1 S 115 FT OF LOT 6
Legal Subdivision	KRAUSE & KENNEBECK'S ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	CARROLL IA
Township / Civil Division	CARROLL
Census Block Group	4
Census Block	4034
Census Tract	960400

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	914 W 15TH ST, CARROLL, IA 51401-1303
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer · Line of Credit COMMERCIAL SAVINGS BANK
May 4, 2026	Warranty Deed, Transfer · Line of Credit COMMERCIAL SAVINGS BANK
Apr 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCIAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Deed Document Number	20261191
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	May 4, 2026
Property Address	503 E 1ST ST, CARROLL, IA 51401-2911
Document Number	0020261191
Instrument Date	Apr 30, 2026
Instrument	20261191
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	TITLE SECURITY INC, SECURITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,975.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	914 W 15TH ST, CARROLL, IA 51401-1303

Mortgage

Document Number	0000001192,
Date	May 4, 2026
Instrument	20261192

Lender

Name	COMMERCIAL SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	May 4, 2026
Property Address	503 E 1ST ST, CARROLL, IA 51401-2911
Document Number	0000001191
Instrument Date	Apr 30, 2026
Instrument	20261191
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,975.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	914 W 15TH ST, CARROLL, IA 51401-1303

Mortgage

Document Number	0000001192,
Date	May 4, 2026
Instrument	20261192

Lender

Name	COMMERCIAL SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	503 E 1ST ST, CARROLL, IA 51401-2911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1103
Date	Apr 22, 2019
Book Page	2019/1103
Instrument	2019-1103

Lender

Name	COMMERCIAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2020

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Carroll City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,768.00	$455,990 (-) Land $35,880 Building $420,110	$455,990 (-) Land $35,880 Building $420,110
2025	$6,768.00 (+20.64%)	$455,990 (+15.8%) Land $35,880 Building $420,110	$455,990 (+15.8%) Land $35,880 Building $420,110
2023		$393,760 (+13.45%) Land $35,880 Building $357,880	$393,760 (+13.45%) Land $35,880 Building $357,880
2022		$347,080 Land $35,880 Building $311,200
2021			$347,080 Land $35,880 Building $311,200
2018	$5,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL MUNICIPAL WATER SUPPLY serves 10,321 people · EPA ID IA1415072
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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