403 E 1st St, Carroll, IA 51401 Property Records

Carroll County property record for 403 E 1st St, Carroll, IA 51401

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,295 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Oct 2025)
Tax Bill	$870 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0625257011`

Property Details

APN / Parcel Number

Primary APN	`0625257011`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,295 sqft Living Area
Basement Area	618 sqft
Unfinished Basement	832 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached
Garage Area	180 sqft
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	403 E 1ST ST
City	CARROLL
State	IA
Zip	51401-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELEVENTH ADDITION BLOCK 80 W 78 FT OF LOT 6
Legal Subdivision	ELEVENTH ADDITION
Legal Block	80
Legal Lot Number	6
Jurisdiction	CARROLL IA
Township / Civil Division	CARROLL
Census Block Group	4
Census Block	4043
Census Tract	960400

Owner

Source: Carroll County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	516 SOUTHDALE DR, CARROLL, IA 51401-3255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Jun 1, 2022 · Amount on Record
Deed Document Number	20252716
Prior Transfer Date	Oct 3, 2025
Prior Transfer Doc	0020252716
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	Oct 6, 2025
Property Address	403 E 1ST ST, CARROLL, IA 51401-2909
Document Number	0020252716
Instrument Date	Oct 3, 2025
Instrument	2025-2716
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	516 SOUTHDALE DR, CARROLL, IA 51401-3255

Mortgage

Document Number	0020252717
Date	Oct 6, 2025
Instrument	2025-2717

Lender

Name	WESTSIDE STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 2, 2026

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Carroll City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,980 (-) Land $13,070 Building $89,910	$102,980 (-) Land $13,070 Building $89,910
2025	$870.00 (+19.18%) Homeowner's exemption	$102,980 (+14.11%) Land $13,070 Building $89,910	$102,980 (+14.11%) Land $13,070 Building $89,910
2023		$90,250 (+59.14%) Land $13,070 Building $77,180	$90,250 (+59.14%) Land $13,070 Building $77,180
2022		$56,710 Land $12,480 Building $44,230
2021			$56,710 Land $12,480 Building $44,230
2018	$730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL MUNICIPAL WATER SUPPLY serves 10,321 people · EPA ID IA1415072
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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