407 Cardinal St, Mora, MN 55051 Property Records

Kanabec County property record for 407 Cardinal St, Mora, MN 55051

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 2020
Lot Size	0.149 acres (6,477 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Sep 2022)
Tax Bill	$3,626 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2021 Sale & Mortgage + 2 more
APN	`22-07615-00`

Property Details

APN / Parcel Number

Primary APN	`22-07615-00`
Alternative APN	`13012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,144 sqft Adjusted Area
1st Floor Area	1,144 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,477 sqft (0.149 acres)
Lot Dimensions	127 ft deep x 51 ft wide
Garage Area	440 sqft
Porch	Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	13012
Street Address	407 CARDINAL ST
City	MORA
State	MN
Zip	55051-6860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT-005 BLOCK-001
Legal Range	24
Legal Township	39
Legal Section	13
Legal Subdivision	FOX RUN SECOND ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	KANABEC MN
Township / Civil Division	MORA
Census Block Group	3
Census Block	3019
Census Tract	480300

Owner

Source: Kanabec County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 CARDINAL ST, MORA, MN 55051-6860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Warranty Deed, Transfer · Conventional Mortgage RESULTS MORTGAGE LLC
Apr 23, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Dec 26, 2019	Warranty Deed, Transfer
Apr 17, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2022 · Amount on Record
Deed Sale	Sep 7, 2022 · Amount on Record
Prior Sale	Sep 2, 2022 · Amount on Record
Deed Document Number	2022279793
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Sep 7, 2022
Property Address	407 CARDINAL ST, MORA, MN 55051-6860
Document Number	0000279793
Instrument Date	Sep 2, 2022
Instrument	279793
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 CARDINAL ST, MORA, MN 55051-6860

Mortgage

Document Number	0000279794
Date	Sep 7, 2022
Instrument	279794

Lender

Name	RESULTS MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000279968
Date	Sep 20, 2022
Instrument	279968

Lender

Name	RESULTS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2032

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Apr 23, 2021
Property Address	407 CARDINAL ST, MORA, MN 55051-6860
Document Number	273996
Instrument Date	Apr 15, 2021
Instrument	273996
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.57
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 CARDINAL ST, MORA, MN 55051-6860

Mortgage

Document Number	273997
Date	Apr 23, 2021
Instrument	273997

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Dec 26, 2019
Property Address	407 CARDINAL ST, MORA, MN 55051-6860
Document Number	268735
Instrument Date	Dec 10, 2019
Instrument	268735
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2850 CUTTERS GROVE AVE # AVE207, 2850, ANOKA, MN 55303-4868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2850 CUTTERS GROVE AVE STE 207, 207, ANOKA, MN 55303-4987
Investor	Possibly a Property Investor

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KANABEC MN
Recording Date	Apr 17, 2018
Property Address	407 CARDINAL ST, MORA, MN 55051-6860
Document Number	262607
Instrument Date	Apr 13, 2018
Instrument	262607
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 ROBERT ST # N4, 600, SAINT PAUL, MN 55146-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3495 NORTHDALE BLVD NW STE 210, 210, COON RAPIDS, MN 55448-6718
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kanabec County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kanabec County
Municipality	Mora City
Unified School District	Mora Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,626.00 (-10.6%) Homeowner's exemption Senior Citizen's exemption	$264,400 (+1.46%) Land $31,900 Building $232,500	$264,400 (+1.46%) Land $31,900 Building $232,500
2023	$4,056.00	$260,600 Land $29,900 Building $230,700	$260,600 Land $29,900 Building $230,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mora serves 3,786 people · EPA ID MN1330001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: ECE Fiber.

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