404 Cardinal St, Mora, MN 55051 Property Records

Kanabec County property record for 404 Cardinal St, Mora, MN 55051

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 2019
Lot Size	0.166 acres (7,224 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2026)
Tax Bill	$3,622 (2025)
Deeds & Mortgages	Aug 2026 Sale Dec 2023 Sale & Mortgage + 3 more
APN	`22-07665-00`

Property Details

APN / Parcel Number

Primary APN	`22-07665-00`
Alternative APN	`13022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,144 sqft Adjusted Area
1st Floor Area	1,144 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,224 sqft (0.166 acres)
Lot Dimensions	129 ft deep x 56 ft wide
Garage Area	440 sqft
Driveway	Driveway
Porch	Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	13022
Street Address	404 CARDINAL ST
City	MORA
State	MN
Zip	55051-6860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT-005 BLOCK-002
Legal Range	24
Legal Township	39
Legal Section	13
Legal Subdivision	FOX RUN SECOND ADDITION
Legal Block	2
Legal Lot Number	5
Jurisdiction	KANABEC MN
Township / Civil Division	MORA
Census Block Group	3
Census Block	3017
Census Tract	480300

Owner

404 Cardinal St is owned and occupied by two individuals who bought it in August 2026.

Source: Kanabec County records, as of September 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 CARDINAL ST, MORA, MN 55051-6860
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer TITLE GROUP
Dec 1, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 28, 2020	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Jan 21, 2020	Quit Claim Deed, Transfer LAND TITLE
Apr 17, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Dec 1, 2023 · Amount on File
Deed Document Number	2026292138
Prior Transfer Date	Nov 14, 2019
Prior Transfer Doc	0000268957
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Aug 20, 2026
Property Address	404 CARDINAL ST, MORA, MN 55051-6860
Document Number	0000292138
Instrument Date	Aug 12, 2026
Instrument	2026292138
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 CARDINAL ST, MORA, MN 55051-6860

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Dec 1, 2023
Property Address	404 CARDINAL ST, MORA, MN 55051-6860
Document Number	0000283645
Instrument Date	Nov 28, 2023
Instrument	283645
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 CARDINAL ST, MORA, MN 55051-6860

Mortgage

Document Number	0000283646
Date	Dec 1, 2023
Instrument	283646

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Jan 28, 2020
Property Address	404 CARDINAL ST, MORA, MN 55051-6860
Document Number	269019
Instrument Date	Dec 6, 2019
Instrument	269019
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.45
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CARDINAL ST, MORA, MN 55051-6860

Mortgage

Document Number	269020
Date	Jan 28, 2020
Instrument	269020

Lender

Name	CAMBRIA FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	269021
Date	Jan 28, 2020
Instrument	269021

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANABEC MN
Recording Date	Jan 21, 2020
Property Address	404 CARDINAL ST, MORA, MN 55051-6860
Document Number	268957
Instrument Date	Nov 14, 2019
Instrument	268957
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 113TH AVE, MORA, MN 55051-8000

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KANABEC MN
Recording Date	Apr 17, 2018
Property Address	404 CARDINAL ST, MORA, MN 55051-6860
Document Number	262611
Instrument Date	Apr 13, 2018
Instrument	262611
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 ROBERT ST # N4, 600, SAINT PAUL, MN 55146-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3495 NORTHDALE BLVD NW STE 210, 210, COON RAPIDS, MN 55448-6718
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 404 Cardinal St was $3,622 with exemptions applied.

Source: Kanabec County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kanabec County
Municipality	Mora City
Unified School District	Mora Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,900 (+9.17%) Land $32,300 Building $229,600	$261,900 (+9.17%) Land $32,300 Building $229,600
2025	$3,622.00 Homeowner's exemption	$239,900 Land $30,300 Building $209,600	$239,900 Land $30,300 Building $209,600
2023	$4,034.00	$259,400 Land $30,300 Building $229,100	$259,400 Land $30,300 Building $229,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 404 Cardinal St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Cardinal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mora serves 3,786 people · EPA ID MN1330001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: ECE Fiber.

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