403 Cardinal St, Mora, MN 55051 Property Records

Kanabec County property record for 403 Cardinal St, Mora, MN 55051

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 2020
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Sep 2025)
Tax Bill	$4,148 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Nov 2020 Sale & Mortgage + 2 more
APN	`22.07625.00`

Property Details

APN / Parcel Number

Primary APN	`22.07625.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,144 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	6,273 sqft (0.144 acres)
Driveway	Driveway
Driveway Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	403 CARDINAL ST
City	MORA
State	MN
Zip	55051-6860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT-007 BLOCK-001
Legal Subdivision	FOX RUN SECOND ADDITION
Legal Block	1
Legal Lot Number	7
Jurisdiction	KANABEC MN
Township / Civil Division	MORA
Census Block Group	3
Census Block	3019
Census Tract	480300

Owner

Source: Kanabec County records, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	900 S RUM RIVER DR, PRINCETON, MN 55371-2245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT INC
Dec 26, 2019	Warranty Deed, Transfer
Apr 17, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	289113
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Sep 17, 2025
Property Address	403 CARDINAL ST, MORA, MN 55051-6860
Document Number	0000289113
Instrument Date	Sep 8, 2025
Instrument	289113
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	900 S RUM RIVER DR, PRINCETON, MN 55371-2245

Mortgage

Document Number	0000289114
Date	Sep 17, 2025
Instrument	289114

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Nov 13, 2020
Property Address	403 CARDINAL ST, MORA, MN 55051-6860
Document Number	272036
Instrument Date	Sep 16, 2020
Instrument	272036
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$635.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CARDINAL ST, MORA, MN 55051-6860

Mortgage

Document Number	272037
Date	Nov 13, 2020
Instrument	272037

Lender

Name	LOAN DEPOT INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000272038
Date	Nov 13, 2020
Instrument	272038

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Dec 26, 2019
Property Address	403 CARDINAL ST, MORA, MN 55051-6860
Document Number	268735
Instrument Date	Dec 10, 2019
Instrument	268735
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2850 CUTTERS GROVE AVE # AVE207, 2850, ANOKA, MN 55303-4868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2850 CUTTERS GROVE AVE STE 207, 207, ANOKA, MN 55303-4987
Investor	Possibly a Property Investor

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KANABEC MN
Recording Date	Apr 17, 2018
Property Address	403 CARDINAL ST, MORA, MN 55051-6860
Document Number	262608
Instrument Date	Apr 13, 2018
Instrument	262608
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 ROBERT ST # N4, 600, SAINT PAUL, MN 55146-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3495 NORTHDALE BLVD NW STE 210, 210, COON RAPIDS, MN 55448-6718
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kanabec County assessment roll, as of February 1, 2024

Property Jurisdictions

Type	Name
State	Minnesota
County	Kanabec County
Municipality	Mora City
Unified School District	Mora Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,148.00 (+1.82%)	$241,100 (-7.84%) Land $29,800 Building $211,300	$241,100 (-7.84%) Land $29,800 Building $211,300
2023	$4,074.00	$261,600 Land $29,800 Building $231,800	$261,600 Land $29,800 Building $231,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mora serves 3,786 people · EPA ID MN1330001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: ECE Fiber.

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