402 Cardinal St, Mora, MN 55051 Property Records

Kanabec County property record for 402 Cardinal St, Mora, MN 55051

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,190 sqft · built 2019
Lot Size	0.184 acres (8,008 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jun 2022)
Tax Bill	$3,462 (2026)
Deeds & Mortgages	Dec 2019 Construction Loan Jun 2022 Sale & Mortgage + 2 more
APN	`22-07660-00`

Property Details

APN / Parcel Number

Primary APN	`22-07660-00`
Alternative APN	`13021`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,190 sqft Adjusted Area
1st Floor Area	1,190 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,008 sqft (0.184 acres)
Lot Dimensions	143 ft deep x 56 ft wide
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	1 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	13021
Street Address	402 CARDINAL ST
City	MORA
State	MN
Zip	55051-6860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT-004 BLOCK-002
Legal Range	24
Legal Township	39
Legal Section	13
Legal Subdivision	FOX RUN SECOND ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	KANABEC MN
Township / Civil Division	MORA
Census Block Group	3
Census Block	3017
Census Tract	480300

Owner

Source: Kanabec County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 CARDINAL ST, MORA, MN 55051-6860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage THINK MUTUAL BANK
Aug 28, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Feb 21, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	2022279085
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	402 CARDINAL ST, MORA, MN 55051-6860
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000268754
Date	Dec 27, 2019
Instrument	268754

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Jun 27, 2022
Property Address	402 CARDINAL ST, MORA, MN 55051-6860
Document Number	0000279085
Instrument Date	Jun 24, 2022
Instrument	279085
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CARDINAL ST, MORA, MN 55051-6860

Mortgage

Document Number	0000279086
Date	Jun 27, 2022
Instrument	279086

Lender

Name	THINK MUTUAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Aug 28, 2020
Property Address	402 CARDINAL ST, MORA, MN 55051-6860
Document Number	0000271101
Instrument Date	Aug 27, 2020
Instrument	271101
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	EAST CENTRAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.34
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 LEXINGTON AVE NW, MONTGOMERY, MN 56069-8704

Mortgage

Document Number	0000271102
Date	Aug 28, 2020
Instrument	271102

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANABEC MN
Recording Date	Feb 21, 2017
Property Address	402 CARDINAL ST, MORA, MN 55051-6860
Document Number	0000258891
Instrument Date	Feb 17, 2017
Instrument	258891
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$16.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 90, MORA, MN 55051-0090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kanabec County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kanabec County
Municipality	Mora City
Unified School District	Mora Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,462.00 (-9.09%) Homeowner's exemption Senior Citizen's exemption	$250,300 (+1.5%) Land $32,800 Building $217,500	$250,300 (+1.5%) Land $32,800 Building $217,500
2023	$3,808.00	$246,600 Land $30,800 Building $215,800	$246,600 Land $30,800 Building $215,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mora serves 3,786 people · EPA ID MN1330001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: ECE Fiber.

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