407 Bluff Crk, Ovilla (Red Oak), TX 75154 Property Records

Ellis County property record for 407 Bluff Crk, Ovilla, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,334 sqft · built 2015
Lot Size	0.344 acres (15,001 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,670 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R233116`

Property Details

APN / Parcel Number

Primary APN	`R233116`
Alternative APNs	`62725090200400111` `233116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,334 sqft Living Area
Gross Area	4,234 sqft
1st Floor Area	3,334 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,001 sqft (0.344 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 BLUFF CRK
City	RED OAK
State	TX
Zip	75154-1889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK B OVILLA CREEK ESTATES 0.3444 AC
Legal Subdivision	OVILLA CREEK ESTATES
Legal Block	B
Legal Lot Number	4
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2015
Census Tract	60216

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 BLUFF CRK, RED OAK, TX 75154-1889
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Mar 24, 2017	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	407 BLUFF CRK, OVILLA, TX 75154-1889
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002136985
Date	Aug 23, 2021
Instrument	2136985

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	407 BLUFF CRK, RED OAK, TX 75154-1889
Document Number	0000008841
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	407 BLUFF CRK OVILLA TX 751541889, OVILLA, TX 75154-1889

Mortgage

Document Number	0000008841
Date	Apr 3, 2017
Instrument	8841

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ovilla City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,323 (+0.92%) Land $105,000 Building $472,323	$577,323 (+0.92%) Land $105,000 Building $472,323
2025	$9,670.00 (+2.38%) Homeowner's exemption	$572,077 (-8.05%) Land $105,000 Building $467,077	$572,077 (-8.05%) Land $105,000 Building $467,077
2024	$9,445.00 (+11.3%)
2023	$8,486.00 (-13.75%) Homeowner's exemption	$622,128 Land $100,002 Building $522,126	$622,128 Land $100,002 Building $522,126
2018	$9,839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GLENN HEIGHTS serves 18,718 people · EPA ID TX0570085
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Element8, Verizon.

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