404 Bluff Crk, Ovilla (Red Oak), TX 75154 Property Records

Ellis County property record for 404 Bluff Crk, Ovilla, TX 75154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,409 sqft · built 2006
Lot Size	0.345 acres (15,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,400 (Dec 2017)
Tax Bill	$7,898 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R233083`

Property Details

APN / Parcel Number

Primary APN	`R233083`
Alternative APNs	`62725090101600111` `233083`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,409 sqft Living Area
Gross Area	4,003 sqft
1st Floor Area	2,336 sqft
2nd Floor Area	1,073 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,030 sqft (0.345 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	173 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 BLUFF CRK
City	RED OAK
State	TX
Zip	75154-1888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK A OVILLA CREEK ESTATES 0.345 AC
Legal Subdivision	OVILLA CREEK ESTATES
Legal Block	A
Legal Lot Number	16
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2014
Census Tract	60216

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 BLUFF CRK, RED OAK, TX 75154-1888
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 28, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGES USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Prior Sale	Jul 17, 2006 · Amount on Record
Deed Document Number	201737499
Prior Transfer Date	Dec 18, 2017
Prior Transfer Doc	0000037499
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	404 BLUFF CRK, RED OAK, TX 75154-1888
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 BLUFF CRK, OAK LEAF, TX 75154-1888

Mortgage

Document Number	2142646
Date	Sep 27, 2021
Instrument	2142646

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Dec 28, 2017
Property Address	404 BLUFF CRK, RED OAK, TX 75154-1888
Document Number	0000037499
Instrument Date	Dec 18, 2017
Instrument	37499
Transaction Type	Transfer
Record Updated	Jan 11, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 BLUFF CRK OVILLA TX 751541888, OVILLA, TX 75154-1888

Mortgage

Document Number	37500
Date	Dec 28, 2017
Instrument	37500

Lender

Name	MORTGAGES USA
Type	Mortgage Company
Address	DALLAS, TX 75244

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ovilla City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,000 (-6.5%) Land $105,000 Building $345,000	$450,000 (-6.5%) Land $105,000 Building $345,000
2025	$7,898.00 (-8.06%) Homeowner's exemption	$481,279 (-15.67%) Land $105,000 Building $376,279	$481,279 (-15.67%) Land $105,000 Building $376,279
2024	$8,590.00 (+11.44%)
2023	$7,708.00 (-15.59%) Homeowner's exemption	$570,702 Land $100,002 Building $470,700	$570,702 Land $100,002 Building $470,700
2018	$9,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GLENN HEIGHTS serves 18,718 people · EPA ID TX0570085
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100

May also be available: Verizon.

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