403 Bluff Crk, Ovilla (Red Oak), TX 75154 Property Records

Ellis County property record for 403 Bluff Crk, Ovilla, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,713 sqft · built 2007
Lot Size	0.344 acres (15,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,100 (Sep 2007)
Tax Bill	$3,640 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R233114`

Property Details

APN / Parcel Number

Primary APN	`R233114`
Alternative APNs	`62725090200200111` `233114`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,713 sqft Living Area
Gross Area	3,489 sqft
1st Floor Area	2,713 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,001 sqft (0.344 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	403 BLUFF CRK
City	RED OAK
State	TX
Zip	75154-1889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 B OVILLA CREEK ESTATES 0.3444 AC
Legal Subdivision	OVILLA CREEK ESTATES
Legal Block	B
Legal Lot Number	2
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2015
Census Tract	60216

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 BLUFF CRK, RED OAK, TX 75154-1889
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2007 · Amount on Record
Deed Sale	Sep 4, 2007 · Amount on Record
Prior Sale	Aug 7, 2007 · Amount on Record
Deed Document Number	200725869
Deed Book / Page	2335 / 1774
Prior Transfer Date	Jul 25, 2007
Prior Transfer Doc	0023300054
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	403 BLUFF CRK, RED OAK, TX 75154-1889
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 BLUFF CRK, OAK LEAF, TX 75154-1889

Mortgage

Document Number	0002117837
Date	Apr 23, 2021
Instrument	2117837

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.47%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ovilla City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,503 (+0.61%) Land $105,000 Building $360,503	$465,503 (+0.61%) Land $105,000 Building $360,503
2025	$3,640.00 (-23.11%) Homeowner's exemption Senior Citizen's exemption	$462,685 (-9.26%) Land $105,000 Building $357,685	$462,685 (-9.26%) Land $105,000 Building $357,685
2024	$4,734.00 (+0.06%)
2023	$4,731.00 (+398%) Homeowner's exemption Senior Citizen's exemption	$509,900 (+10.85%) Land $100,002 Building $409,898	$509,900 (+10.85%) Land $100,002 Building $409,898
2022	$950.00 (-87.52%) Homeowner's exemption Senior Citizen's exemption	$460,000 Land $90,000 Building $370,000	$460,000 Land $90,000 Building $370,000
2018	$7,612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GLENN HEIGHTS serves 18,718 people · EPA ID TX0570085
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100

May also be available: Verizon.

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