401 Bluff Crk, Ovilla (Red Oak), TX 75154 Property Records

Ellis County property record for 401 Bluff Crk, Ovilla, TX 75154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,996 sqft · built 2011
Lot Size	0.344 acres (15,001 sqft)
Owner	2 Individual Names on File
Last Sale	$587,527 (Aug 2024)
Tax Bill	$9,031 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R233113`

Property Details

APN / Parcel Number

Primary APN	`R233113`
Alternative APNs	`62725090200100111` `233113`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,996 sqft Living Area
Gross Area	3,715 sqft
1st Floor Area	2,996 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,001 sqft (0.344 acres)
Garage Type	Attached
Garage Area	679 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	52 sqft
Deck Area	393 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	401 BLUFF CRK
City	RED OAK
State	TX
Zip	75154-1889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 B OVILLA CREEK ESTATES 0.3444 ACRES
Legal Subdivision	OVILLA CREEK ESTATES
Legal Block	B
Legal Lot Number	1
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2015
Census Tract	60216

Owner

401 Bluff Crk is owned and occupied by two individuals who bought it in August 2024.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 BLUFF CRK, RED OAK, TX 75154-1889
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2024	Deed, Transfer · Conventional Mortgage SUSSER BANK A STATE BANK
Jan 26, 2018	Deed of Trust, Mortgage NETWORK FNDG
Dec 23, 2017	Deed of Trust, Mortgage NETWORK FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2024 · Amount on File
Deed Sale	Aug 9, 2024 · Amount on File
Prior Sale	May 25, 2011 · Amount on File
Deed Document Number	202425193
Prior Transfer Date	Apr 29, 2011
Prior Transfer Doc	0025701469
Record Updated	Sep 20, 2026

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIS TX
Recording Date	Aug 9, 2024
Property Address	401 BLUFF CRK, OVILLA, TX 75154-1889
Document Number	0002425193
Map Reference	CAB H SL 191
Instrument Date	Aug 9, 2024
Instrument	2425193
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4500 JAVA GROVE LN, ARLINGTON, TX 76005-1355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 E FM 1382, CEDAR HILL, TX 75104-6047

Mortgage

Document Number	0002425194
Date	Aug 9, 2024
Instrument	2425194

Lender

Name	SUSSER BANK A STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	401 BLUFF CRK, RED OAK, TX 75154-1889
Document Number	0000003271
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 BLUFF CRK OVILLA TX 751541889, OVILLA, TX 75154-1889

Mortgage

Document Number	0000003271
Date	Feb 5, 2018
Instrument	3271

Lender

Name	NETWORK FNDG
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	401 BLUFF CRK, RED OAK, TX 75154-1889
Document Number	0000000107
Instrument Date	Dec 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 BLUFF CRK OVILLA TX 751541889, OVILLA, TX 75154-1889

Mortgage

Document Number	0000000107
Date	Jan 2, 2018
Instrument	107

Lender

Name	NETWORK FNDG
Type	Funding / Finance Company
Address	HOUSTON, TX 77042

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 401 Bluff Crk was $9,031 with a homeowner's exemption, up 5.3% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ovilla City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,377 (+2.24%) Land $115,500 Building $435,877	$551,377 (+2.24%) Land $115,500 Building $435,877
2025	$9,031.00 (+5.28%) Homeowner's exemption	$539,315 Land $115,500 Building $423,815	$539,315 Land $115,500 Building $423,815
2024	$8,578.00 (+11.45%)
2023	$7,697.00 Homeowner's exemption	$585,329 Land $110,002 Building $475,327	$585,329 Land $110,002 Building $475,327
2018	$8,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Bluff Crk in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Bluff Crk is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GLENN HEIGHTS serves 18,718 people · EPA ID TX0570085
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100

May also be available: Verizon.

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