St. Louis County property record for 407 3rd Ave SE, Cook, MN 55723
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,500 (Apr 2024) |
| Tax Bill | $218 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-0040-00480 |
| Primary APN | 120-0040-00480 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Exterior Material | Composition/Composite |
|---|---|
| Construction Type | Frame |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Area | 3,744 sqft |
| Account Number | 1164219 |
|---|---|
| Street Address | 407 3RD AVE SE |
| City | COOK |
| State | MN |
| Zip | 55723 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | THAT PART OF SW1/4 OF SE1/4, DESCRIBED ASFOLLOWS: COMMENCING AT THE NORTHEAST CORNEROF SAID SW1/4 OF SE1/4; THENCE |
| Legal Range | 18W |
| Legal Township | 62N |
| Legal Section | 18 |
| Legal Subdivision | COOK LANDS IN THE CITY T 62 R |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | COOK |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 15200 |
407 3rd Ave SE, a residential property, is owned by two individuals who bought it in April 2024.
Source: St. Louis County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 211 3RD AVE SE, COOK, MN 55723-8093 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NORTHERN STATE BANK OF VIRGINIA |
| Apr 8, 2024 | Intrafamily Transfer, Transfer |
| Feb 10, 2023 | Intrafamily Transfer, Transfer |
| Feb 10, 2023 | Transfer on Death Deed, Transfer |
| Jan 26, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2024 · Amount on File |
| Deed Sale | Apr 8, 2024 · Amount on File |
| Prior Sale | Aug 11, 2004 · Amount on File |
| Deed Document Number | 20241485694 |
| Prior Transfer Date | Mar 26, 2024 |
| Prior Transfer Doc | 0001485696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | COOK, MN 55723 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3975 KENNEDY TRAIL RD, COOK, MN 55723-8891 |
| Document Number | 0001485695 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 1485695 |
| Name | NORTHERN STATE BANK OF VIRGINIA |
|---|---|
| Type | Bank |
| Address | VIRGINIA, MN 55792 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 8, 2024 |
| Property Address | COOK, MN 55723 |
| Document Number | 0001485696 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 1485696 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 211 3RD AVE SE, COOK, MN 55723-8093 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 10, 2023 |
| Property Address | 2870 VERMILION DR, COOK, MN 55723-8835 |
| Document Number | 0001461766 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 1461766 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 309 3RD ST SE, COOK, MN 55723-9731 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 10, 2023 |
| Property Address | 2870 VERMILION DR, COOK, MN 55723-8835 |
| Document Number | 0001461767 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 1461767 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 26, 2022 |
| Property Address | 2870 VERMILION DR, COOK, MN 55723-8835 |
| Document Number | 0001436085 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 1436085 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2870 VERMILION DR, COOK, MN 55723-8835 |
The 2026 property tax bill for 407 3rd Ave SE was $218, up 49.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cook City |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218.00 (+49.32%) | ||
| 2025 | $146.00 (-63.5%) | $28,200 (+291.67%) Land $21,300 Building $6,900 | $28,200 (+291.67%) Land $21,300 Building $6,900 |
| 2024 | $400.00 | $7,200 Land $3,100 Building $4,100 | $7,200 Land $3,100 Building $4,100 |
| 2022 | $18,900 Land $15,500 Building $3,400 | $18,900 Land $15,500 Building $3,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 407 3rd Ave SE in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1979–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 3rd Ave SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cook serves 574 people · EPA ID MN1690009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.87 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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