St. Louis County property record for 423 3rd Ave SE, Cook, MN 55723
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,160 sqft · built 1912 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,500 (Mar 2024) |
| Tax Bill | $4,686 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-0040-00490 |
| Primary APN | 120-0040-00490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,160 sqft Gross Area |
| 1st Floor Area | 160 sqft |
| Basement Area | 870 sqft |
| Finished Basement | 870 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 74,052 sqft (1.7 acres) |
| Garage Area | 1,280 sqft |
| Deck Area | 120 sqft |
|---|---|
| Storage Building | 84 sqft |
| Pole Barn | 480 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1164213 |
|---|---|
| Street Address | 423 3RD AVE SE |
| City | COOK |
| State | MN |
| Zip | 55723-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF SW1/4 OF SE1/4, DESCRIBED ASFOLLOWS: COMMENCING AT THE NORTHEAST CORNEROF SAID SW1/4 OF SE1/4; THENCE |
| Legal Range | 18W |
| Legal Township | 62N |
| Legal Section | 18 |
| Legal Subdivision | COOK LANDS IN THE CITY T 62 R |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | COOK |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 15200 |
423 3rd Ave SE is owned and occupied by an individual who bought it in March 2024.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 3RD AVE SE, COOK, MN 55723-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 8, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NORTHERN STATE BANK OF VIRGINIA |
| Feb 10, 2023 | Transfer on Death Deed, Transfer |
| Feb 10, 2023 | Intrafamily Transfer, Transfer |
| Jan 26, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on File |
| Deed Sale | Mar 27, 2024 · Amount on File |
| Deed Document Number | 20241635339 |
| Prior Transfer Date | Sep 16, 2022 |
| Prior Transfer Doc | 0001461766 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 9, 2026 |
| Property Address | 423 3RD AVE SE, COOK, MN 55723-9727 |
| Document Number | 0001530525 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20261530525 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 3RD AVE SE, COOK, MN 55723-9727 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 423 3RD AVE SE, COOK, MN 55723-9727 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001485695 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 1485695 |
| Name | NORTHERN STATE BANK OF VIRGINIA |
|---|---|
| Type | Bank |
| Address | VIRGINIA, MN 55792 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 10, 2023 |
| Property Address | 423 3RD AVE SE, COOK, MN 55723-9727 |
| Document Number | 0001461767 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 1461767 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 10, 2023 |
| Property Address | 423 3RD AVE SE, COOK, MN 55723-9727 |
| Document Number | 0001461766 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 1461766 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 309 3RD ST SE, COOK, MN 55723-9731 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 26, 2022 |
| Property Address | 423 3RD AVE SE, COOK, MN 55723-9727 |
| Document Number | 0001436085 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 1436085 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2870 VERMILION DR, COOK, MN 55723-8835 |
The 2026 property tax bill for 423 3rd Ave SE was $4,686, up 8.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cook City |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,686.00 (+8.37%) | ||
| 2025 | $4,324.00 (+2.32%) | $252,600 (+21.68%) Land $22,500 Building $230,100 | $252,600 (+21.68%) Land $22,500 Building $230,100 |
| 2024 | $4,226.00 | $207,600 Land $16,600 Building $191,000 | $207,600 Land $16,600 Building $191,000 |
| 2022 | $171,400 Land $12,300 Building $159,100 | $171,400 Land $12,300 Building $159,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 3rd Ave SE in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1979–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 423 3rd Ave SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cook serves 574 people · EPA ID MN1690009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.87 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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