St. Louis County property record for 422 3rd Ave SE, Cook, MN 55723
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 2 bd · 1.5 ba · 1,140 sqft · built 1977 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Company Name on File |
| Last Sale | $45,000 (Dec 2018) |
| Tax Bill | $6,504 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-0040-00430 |
| Primary APN | 120-0040-00430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Gross Area |
| 1st Floor Area | 1,012 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 1,488 sqft |
| Deck Area | Deck Area |
|---|---|
| Storage Building | 48 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1144718 |
|---|---|
| Street Address | 422 3RD AVE SE |
| City | COOK |
| State | MN |
| Zip | 55723-9726 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | W 264 FT OF E 321 5/10 FT OF S 330 FT OFNW 1/4 OF SE 1/4(PREV 495-10-2140) SERIAL # |
| Legal Range | 18W |
| Legal Township | 62N |
| Legal Section | 18 |
| Legal Subdivision | COOK LANDS IN THE CITY T 62 R |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | COOK |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 15200 |
422 3rd Ave SE, a residential property, is owned by a company that acquired it in February 2023.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | N8694 STATE ROAD 22, NESHKORO, WI 54960-8247 |
| Owner Type | Company |
| Vesting | Government |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTH STAR CU |
| Mar 20, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Feb 14, 2023 | Deed of Distribution, Transfer · Conventional Mortgage NORTH STAR CU |
| Nov 6, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 5, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 15, 2017 | Grant Deed, Transfer ALL AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2018 · Amount on File |
| Deed Sale | Dec 5, 2018 · Amount on File |
| Prior Sale | Nov 6, 2015 · Amount on File |
| Deed Document Number | 20181345980 |
| Last Transfer Date | Feb 7, 2023 |
| Transfer Doc | 0001463582 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 422 3RD AVE SE, COOK, MN 55723-9726 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001448880 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 1448880 |
| Name | NORTH STAR CU |
|---|---|
| Type | Credit Union |
| Address | COOK, MN 55723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 20, 2023 |
| Property Address | 422 3RD AVE SE, COOK, MN 55723-9726 |
| Document Number | 0001463582 |
| Instrument Date | Feb 11, 2023 |
| Instrument | 1463582 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | W3779 STATE ROAD 23, MONTELLO, WI 53949-8654 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 14, 2023 |
| Property Address | 422 3RD AVE SE, COOK, MN 55723-9726 |
| Document Number | 0001461868 |
| Instrument Date | Feb 7, 2023 |
| Instrument | 1461868 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | W3779 STATE ROAD 23, MONTELLO, WI 53949-8654 |
| Document Number | 0001461869 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 1461869 |
| Name | NORTH STAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Mar 1, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 6, 2019 |
| Property Address | 422 3RD AVE SE, COOK, MN 55723-9726 |
| Document Number | 00A1366937 |
| Instrument Date | Oct 15, 2019 |
| Instrument | A1366937 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $5.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 3RD AVE SE COOK MN 557239726, COOK, MN 55723-9726 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 5, 2018 |
| Property Address | 422 3RD AVE SE, COOK, MN 55723-9726 |
| Document Number | 00A1345980 |
| Instrument Date | Nov 29, 2018 |
| Instrument | A1345980 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $148.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 3RD AVE SE COOK MN 557239726, COOK, MN 55723-9726 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 15, 2017 |
| Property Address | 422 3RD AVE SE, COOK, MN 55723-9726 |
| Document Number | 00A1304094 |
| Instrument Date | Oct 23, 2015 |
| Instrument | A1304094 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2017 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $140.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 3RD AVE SE COOK MN 557239726, COOK, MN 55723-9726 |
The 2026 property tax bill for 422 3rd Ave SE was $6,504, up 8.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cook City |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,504.00 (+8.44%) | ||
| 2025 | $5,998.00 (+29.6%) | $286,600 (+22.79%) Land $23,600 Building $263,000 | $286,600 (+22.79%) Land $23,600 Building $263,000 |
| 2024 | $4,628.00 | $233,400 Land $17,400 Building $216,000 | $233,400 Land $17,400 Building $216,000 |
| 2022 | $87,300 Land $14,600 Building $72,700 | $87,300 Land $14,600 Building $72,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 422 3rd Ave SE in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1979–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 422 3rd Ave SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cook serves 574 people · EPA ID MN1690009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.87 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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