St. Louis County property record for 306 3rd Ave SE, Cook, MN 55723
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 2016 |
| Lot Size | 0.232 acres (10,123 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Mar 2022) |
| Tax Bill | $1,564 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-0037-00100 |
| Primary APN | 120-0037-00100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Gross Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 10,123 sqft (0.232 acres) |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1126847 |
|---|---|
| Street Address | 306 3RD AVE SE |
| City | COOK |
| State | MN |
| Zip | 55723-8041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 OF LOT 10 & ALL LOT 11 SERIAL # |
| Legal Subdivision | LOBES ADDITION |
| Legal Lot Number | 10-11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | COOK |
| Census Block Group | 4 |
| Census Block | 4059 |
| Census Tract | 15200 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 306 3RD AVE SE, COOK, MN 55723-8041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage ST LOUIS COUNTY |
| Mar 8, 2022 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Jan 3, 2022 | Quit Claim Deed, Transfer GT LAND TITLE, GP LAND TITLE |
| Jan 23, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTH ST LOUIS CNTY HABITAT/HU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2022 · Amount on Record |
| Deed Sale | Mar 8, 2022 · Amount on Record |
| Prior Sale | Jan 3, 2022 · Amount on Record |
| Deed Document Number | 20221438720 |
| Prior Transfer Date | Feb 5, 2021 |
| Prior Transfer Doc | 0001403689 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 306 3RD AVE SE, COOK, MN 55723-8041 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | NOT AVAILABLE, UP NORTH TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001438723 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 1438723 |
| Name | ST LOUIS COUNTY |
|---|---|
| Type | Government Agency |
| Address | VIRGINIA, MN 55792 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 8, 2022 |
| Property Address | 306 3RD AVE SE, COOK, MN 55723-8041 |
| Document Number | 0001438720 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 1438720 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | UP NORTH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $429.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 3RD AVE SE, COOK, MN 55723-8041 |
| Document Number | 0001438721 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 1438721 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 395 Months |
| Due | Feb 4, 2055 |
| Document Number | 0001438722 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 1438722 |
| Name | NORTH ST LOUSI COUNTY HABITAT FOR HUMANI |
|---|---|
| Type | Government Agency |
| Address | VIRGINIA, MN 55792 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 395 Months |
| Due | Feb 4, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 3, 2022 |
| Property Address | 306 3RD AVE SE, COOK, MN 55723-8041 |
| Document Number | 0001434383 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 1434383 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Title Company | GT LAND TITLE, GP LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $353.79 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 24, VIRGINIA, MN 55792-0024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 23, 2018 |
| Property Address | 306 3RD AVE SE, COOK, MN 55723-8041 |
| Document Number | 00A1326379 |
| Instrument Date | Nov 30, 2017 |
| Instrument | A1326379 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 13, 2018 |
| Title Company | UP N TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $379.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 3RD ST SE COOK MN 55723, COOK, MN 55723 |
| Document Number | A1326380 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | A1326380 |
| Name | NORTH ST LOUIS CNTY HABITAT/HU |
|---|---|
| Address | 5558 ENTERPRISE DR NE, VIRGINIA, MN 55792 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 22, 2038 |
| Document Number | A1326381, |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | A1326381 |
| Name | HABITAT/HUMANITY/MINNESOTA INC |
|---|---|
| Address | 2171 UNIVERSITY AVE W # 200, ST PAUL, MN 55114-1611 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 22, 2038 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cook City |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,564.00 (+16.72%) Homeowner's exemption | ||
| 2025 | $1,340.00 (-22.27%) Homeowner's exemption | $139,600 (+15.28%) Land $10,500 Building $129,100 | $139,600 (+15.28%) Land $10,500 Building $129,100 |
| 2024 | $1,724.00 | $121,100 (+19.9%) Land $7,500 Building $113,600 | $121,100 (+19.9%) Land $7,500 Building $113,600 |
| 2022 | $101,000 Land $6,300 Building $94,700 | $101,000 Land $6,300 Building $94,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1979–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cook serves 574 people · EPA ID MN1690009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.87 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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