Lake County property record for 40627 Central Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,648 sqft · built 2023 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $319,000 (Mar 2023) |
| Tax Bill | $3,821 (2024) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-047-01600 |
| Primary APN | 08-18-27-0100-047-01600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| Gross Area | 2,076 sqft |
| 1st Floor Area | 1,648 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 115 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3933370 |
|---|---|
| Street Address | 40627 CENTRAL AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-7531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST UMATILLA PB 6 PG 87 LOTS 16 17 36 37 38 BLK 47 ORB 6103 PG 245 |
| Legal Subdivision | EAST UMATILLA |
| Legal Block | 47 |
| Legal Lot Number | 16 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 30109 |
40627 Central Ave is owned and occupied by an individual who bought it in March 2023.
Source: Lake County records, as of December 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40627 CENTRAL AVE, UMATILLA, FL 32784-7531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2023 | Warranty Deed, Transfer · FHA Mortgage NEXTMORTGAGE LLC |
| Mar 7, 2023 | Correction Deed HOMELAND TITLE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on File |
| Deed Sale | Mar 7, 2023 · Amount on File |
| Prior Sale | Mar 7, 2023 · Amount on File |
| Deed Document Number | 202325439 |
| Deed Book / Page | 6103 / 245 |
| Prior Transfer Date | Jan 19, 2023 |
| Prior Transfer Doc | 0061030242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 7, 2023 |
| Property Address | 40627 CENTRAL AVE, UMATILLA, FL 32784-7531 |
| Document Number | 0061030245 |
| Book / Page | 6103 / 245 |
| Map Reference | MB 6 PG 87 |
| Instrument Date | Mar 2, 2023 |
| Instrument | 2023025439 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | HOMELAND TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,233.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15333 PENDIO DR, BELLA COLLINA, FL 34756-3616 |
| Name | Verified Name |
|---|---|
| Address | 40627 CENTRAL AVE, UMATILLA, FL 32784-7531 |
| Document Number | 0006103246 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 6103/246 |
| Name | NEXTMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 7, 2023 |
| Property Address | 40627 CENTRAL AVE, UMATILLA, FL 32784-7531 |
| Document Number | 0061030242 |
| Book / Page | 6103 / 242 |
| Map Reference | MB 6 PG 87 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 2023025437 |
| Record Updated | Feb 5, 2024 |
| Title Company | HOMELAND TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 10604 CRESCENT LAKE CT, CLERMONT, FL 34711-5018 |
| Name | Verified Name |
|---|---|
| Address | 40627 CENTRAL AVE, UMATILLA, FL 32784-7531 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $277,298 (+1.96%) Land $56,250 Building $221,048 | $277,298 (-) Land $56,250 Building $221,048 | |
| 2025 | $271,960 Land $56,250 Building $215,710 | $277,298 Land $56,250 Building $221,048 | |
| 2024 | $3,821.00 (+543.27%) | ||
| 2023 | $594.00 (+55.91%) Homeowner's exemption | $27,500 (-) | $27,500 (-) Land $27,500 |
| 2022 | $381.00 | $27,500 | $27,500 Land $27,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 40627 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40627 Central Ave is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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