1. Home
  2. Florida
  3. Umatilla
  4. Central Ave

40616 Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40616 Central Ave, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,708 sqft · built 2001
Lot Size0.246 acres (10,695 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Nov 2024)
Tax Bill$4,229 (2025)
Deeds & MortgagesNov 2023 Mortgage
Jul 2022 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-18-27-0100-046-02500

Property Details

APN / Parcel Number

Primary APN08-18-27-0100-046-02500
Alternative APNs
  • 271808010004602500
  • 3357752

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,708 sqft Living Area
Gross Area2,148 sqft
1st Floor Area1,708 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2024
Exterior MaterialBrick/Concrete Block Stucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area10,695 sqft (0.246 acres)
Lot Dimensions115 ft deep x 93 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area49 sqft
Deck AreaDeck Area
Patio Area360 sqft
Utility Building720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3357752
Street Address40616 CENTRAL AVE
CityUMATILLA
StateFL
Zip32784-7557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionEAST UMATILLA SUB LOTS 25 26 27 BLK 46 PB 6 PGS 87-95 ORB 6430 PG 1598
Legal Range27E
Legal Township18S
Legal Section8
Legal SubdivisionEAST UMATILLA SUB
Legal Tract0100
Legal Block46
Legal Lot Number25
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2003
Census Tract30109

Owner

Source: Lake County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40616 CENTRAL AVE, UMATILLA, FL 32784-7557
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Deed of Trust, Mortgage · Commercial Mortgage
LOAN FUNDER LLC
Jul 26, 2022Warranty Deed, Transfer · Line of Credit
KIAVI FUNDING INC
Oct 6, 2017Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2024 · Amount on Record
Deed SaleNov 15, 2024 · Amount on Record
Prior SaleJul 26, 2022 · Amount on Record
Deed Document Number2024133777
Deed Book / Page6430 / 1598
Prior Transfer DateMay 27, 2003
Prior Transfer Doc2340001581
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address40616 CENTRAL AVE, UMATILLA, FL 32784-7557
Transaction TypeMortgage
Record UpdatedDec 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7233 REX HILL TRL, ORLANDO, FL 32818-8762
InvestorPossibly a Property Investor

Mortgage

Document Number0062421805
DateNov 16, 2023
Book Page6242/1805
Instrument2023140074
Lender
NameLOAN FUNDER LLC
TypeMortgage Company
AddressNEW YORK, NY 10022
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueNov 8, 2024

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJul 26, 2022
Property Address40616 CENTRAL AVE, UMATILLA, FL 32784-7557
Document Number0059972350
Book / Page5997 / 2350
Map ReferenceMB 6 PG 87-95
Instrument DateJul 13, 2022
Instrument2022101278
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyTRIDENT TITLE LLC, TRIDENT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5512 VANSVIFTE WAY, LAS VEGAS, NV 89130

Transferred To (Grantee/Buyer)

NameVerified Name
Address40616 CENTRAL AVE, UMATILLA, FL 32784-7557
InvestorPossibly a Property Investor

Mortgage

Document Number0059972356
DateJul 26, 2022
Instrument5997/2356
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 6, 2017
Property Address40616 CENTRAL AVE, UMATILLA, FL 32784-7557
Document Number0050091827
Book / Page5009 / 1827
Map ReferenceMB 6 PG 87
Instrument DateOct 2, 2017
Instrument2017106691
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40616 CENTRAL AVE, 40616, UMATILLA, FL 32784-7557

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5512 VANSVILLE WAY, LAS VEGAS, NV 89130-3601

Mortgage

Document Number2017106693
DateOct 6, 2017
Instrument2017106693
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$258,401 (+0.83%) Land $48,128 Building $210,273$258,401 (+0.83%) Land $48,128 Building $210,273
2025$4,229.00 (+6.66%)$256,263 (+28.29%) Land $48,128 Building $208,135$256,263 (+28.29%) Land $48,128 Building $208,135
2024$3,965.00 (+21.92%)
2023$3,252.00 (+68.94%)$199,757 (+34.4%)$199,757 (+8.73%) Land $48,128 Building $151,629
2022$1,925.00 Homeowner's exemption$148,630$183,714 Land $32,085 Building $151,629

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
AT&T
Fixed Wireless		100 / 20

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures