40624 Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40624 Central Ave, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,212 sqft · built 2006
Lot Size0.198 acres (8,625 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (May 2013)
Tax Bill$1,607 (2024)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-18-27-0100-046-02200

Property Details

APN / Parcel Number

Primary APN08-18-27-0100-046-02200
Alternative APN
  • 3847517

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,212 sqft Living Area
1st Floor Area1,212 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3847517
Street Address40624 CENTRAL AVE
CityUMATILLA
StateFL
Zip32784-7557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST UMATILLA LOTS 22 23 24 BLK 46 PB 6 PGS 87-95 ORB 4329 PG 2270
Legal Range27E
Legal Township18S
Legal Section08
Legal SubdivisionEAST UMATILLA
Legal Tract100
Legal Block46
Legal Lot Number22-24 23
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2003
Census Tract30109

Owner

40624 Central Ave is owned and occupied by an individual who bought it in May 2013.

Source: Lake County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Mailing Address40624 CENTRAL AVE, UMATILLA, FL 32784-7557
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2013 · Amount on File
Deed SaleMay 29, 2013 · Amount on File
Prior SaleDec 28, 2012 · Amount on File
Deed Document Number2013060435
Deed Book / Page4329 / 2270
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address40624 CENTRAL AVE, UMATILLA, FL 32784-7557
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address40624 CENTRAL AVE, UMATILLA, FL 32784-7557

Mortgage

Document Number0057431830
DateJul 6, 2021
Book Page5743/1830
Instrument2021091695
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$104,100 Land $38,813 Building $65,287$201,372 Land $38,813 Building $162,559
2024$1,607.00 (+17.13%)
2023$1,372.00 (+15.59%) Homeowner's exemption$98,230 (+3%)$157,121 (+8.97%) Land $38,813 Building $118,308
2022$1,187.00 Homeowner's exemption$95,370$144,183 Land $25,875 Building $118,308

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40624 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40624 Central Ave is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number