Lake County property record for 40604 Central Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,056 sqft · built 2009 |
| Lot Size | 0.281 acres (12,248 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (Mar 2016) |
| Tax Bill | $1,339 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-27-0100-071-04300 |
| Primary APN | 08-18-27-0100-071-04300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,308 sqft |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,248 sqft (0.281 acres) |
| Lot Dimensions | 115 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | Deck Area |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3840530 |
|---|---|
| Street Address | 40604 CENTRAL AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-7557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | EAST UMATILLA LOTS 43 44 45 46 BLK 71 PB 6 PG 87-95 ORB 3774 PG 2236 ORB 4749 PG 657 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 8 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 0100 |
| Legal Block | 71 |
| Legal Lot Number | 43 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30109 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40604 CENTRAL AVE, UMATILLA, FL 32784-7557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2016 · Amount on Record |
| Deed Sale | Mar 1, 2016 · Amount on Record |
| Prior Sale | May 27, 2009 · Amount on Record |
| Deed Book / Page | 4749 / 657 |
| Prior Transfer Date | Oct 4, 2007 |
| Prior Transfer Doc | 0035471743 |
| Record Updated | Sep 20, 2026 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,170 (+2.89%) | $195,812 (-) Land $54,855 Building $140,957 | |
| 2025 | $83,750 (+5.99%) Land $54,855 Building $28,895 | $195,812 (+24.27%) Land $54,855 Building $140,957 | |
| 2024 | $1,339.00 (+20.2%) | ||
| 2023 | $1,114.00 (+19.91%) Homeowner's exemption | $79,020 (+3%) | $157,564 (+13.13%) Land $54,855 Building $102,709 |
| 2022 | $929.00 Homeowner's exemption | $76,720 | $139,279 Land $36,570 Building $102,709 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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