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4036 Tern St, Sarasota, FL 34232 Property Records

Sarasota County property record for 4036 Tern St, Sarasota, FL 34232 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,131 sqft · built 1979
Lot Size0.22 acres (9,585 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (Mar 2023)
Tax Bill$3,770 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Nov 2018 Mortgage
+ 2 more
APN0061-07-0088

Property Details

APN / Parcel Number

Primary APN0061-07-0088

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,131 sqft Living Area
1st Floor Area2,131 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2009
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area9,585 sqft (0.22 acres)
Lot Dimensions137 ft deep x 70 ft wide
Garage TypeAttached
Garage Area504 sqft

Exterior Amenities

PorchOpen Porch
Porch Area115 sqft
Deck Area256 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4036 TERN ST
CitySARASOTA
StateFL
Zip34232-4946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 419 SARASOTA SPRINGS UNIT 3
Legal Range18E
Legal Township36S
Legal Section34
Legal SubdivisionSARASOTA SPRINGS UNIT 03
Legal Tract1154
Legal Lot Number419
Legal Unit3
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group2
Census Block2013
Census Tract1504

Owner

Source: Sarasota County records · APN 0061-07-0088

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4036 TERN ST, SARASOTA, FL 34232-4946
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2023Warranty Deed, Transfer · Conventional Mortgage
LAKE ELMO BANK
Nov 09, 2018Deed of Trust, Mortgage · Conventional Mortgage
TIAA FSB
Nov 09, 2018Deed of Trust, Mortgage · Conventional Mortgage
TIAA FSB
Sep 28, 2018Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 22, 2023 · Amount on Record
Deed SaleMar 22, 2023 · Amount on Record
Prior SaleSep 28, 2018 · Amount on Record
Deed Document Number2023046052
Record UpdatedJun 08, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateMar 22, 2023
Property Address4036 TERN ST, SARASOTA, FL 34232-4946
Document Number0000046052
Map ReferenceMB 8 PG 7
Instrument DateMar 21, 2023
Instrument2023046052
Transaction TypeTransfer
Record UpdatedApr 05, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8504 WOODBRIAR DR, SARASOTA, FL 34238-5655

Transferred To (Grantee/Buyer)

NameVerified Name
Address4036 TERN ST, SARASOTA, FL 34232-4946

Mortgage

Document Number0000046053
DateMar 22, 2023
Instrument2023046053
Lender
NameLAKE ELMO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.49%
Type Change DateApr 01, 2029
Change FrequencyAnnually
Min Rate At Change3.49%
Max Rate At Change7.49%
Index1-Year T-Bill
Max Rate10.4%

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address4036 TERN ST, SARASOTA, FL 34232-4946
Document Number0000148904
Instrument DateNov 09, 2018
Transaction TypeMortgage
Record UpdatedNov 28, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4036 TERN ST SARASOTA FL 342324946, SARASOTA, FL 34232-4946

Mortgage

Document Number0000148904
DateNov 13, 2018
Instrument148904
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2048

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address4036 TERN ST, SARASOTA, FL 34232-4946
Document Number0000166560
Instrument DateNov 09, 2018
Transaction TypeMortgage
Record UpdatedJan 04, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4036 TERN ST SARASOTA FL 342324946, SARASOTA, FL 34232-4946

Mortgage

Document Number0000166560
DateDec 26, 2018
Instrument166560
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 25, 2048

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateSep 28, 2018
Property Address4036 TERN ST, SARASOTA, FL 34232-4946
Document Number0000129345
Instrument DateSep 28, 2018
Instrument129345
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$1,890.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address395 AVENIDA MILANO SARASOTA FL 342421516, SARASOTA, FL 34242-1516

Tax Assessment & Valuation

Source: Sarasota County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,770.00 (-18.84%) Homeowner's exemption$365,600 (+0.27%) Land $117,400 Building $248,200$365,600 (+0.27%) Land $117,400 Building $248,200
2023$4,645.00 (+6.39%)$364,600 (+5.56%) Land $107,000 Building $257,600$364,600 (+5.56%) Land $107,000 Building $257,600
2022$4,366.00$345,400 Land $105,000 Building $240,400$345,400 Land $105,000 Building $240,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sarasota County (12115C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121150015042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims4 (2003–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2018, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Jun 2003 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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