Okaloosa County property record for 4060 Cooper Ln, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,144 sqft · built 1999 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,600 (Apr 2011) |
| Tax Bill | $2,577 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-8951-4 |
| Primary APN | C56-000-591-8951-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,144 sqft Heated Area |
| Gross Area | 5,324 sqft |
| 1st Floor Area | 3,144 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 53,143 sqft (1.22 acres) |
| Lot Dimensions | 296 ft deep x 175 ft wide |
| Garage Type | Mixed |
| Garage Area | 806 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 1,010 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4060 COOPER LN |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW COR S 5 DEG W 1371.38 FT E 508.35 FT TO POB E 175.33 FT S 5 DEG W 296 FT W 175.33FT N 5 DEG E 296 FT TO POB S 40 FT SU |
| Legal Range | 25 |
| Legal Township | 02N |
| Legal Section | 04 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20101 |
4060 Cooper Ln is owned and occupied by two individuals who bought it in April 2011.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4060 COOPER LN, HOLT, FL 32564-9304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2011 · Amount on File |
| Deed Sale | Apr 21, 2011 · Amount on File |
| Prior Sale | Jan 16, 2003 · Amount on File |
| Deed Document Number | 0029841113 |
| Deed Book / Page | 2408 / 0563 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4060 COOPER LN, HOLT, FL 32564-9304 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Title Company | PT |
| Name | Verified Name |
|---|---|
| Address | 4060 COOPER LN, HOLT, FL 32564-9304 |
| Document Number | 0035594513 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 3559/4513 |
| Instrument | 3471126 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 4060 Cooper Ln was $2,577 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,577.00 Homeowner's exemption | $299,141 | $504,650 Land $24,891 Building $479,759 |
| 2023 | $2,438.00 (+2.39%) Homeowner's exemption | $282,243 (+3%) | $483,284 (+8.26%) Land $21,148 Building $462,136 |
| 2022 | $2,381.00 Homeowner's exemption | $274,022 | $446,403 Land $19,764 Building $426,639 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4060 Cooper Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4060 Cooper Ln is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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