Okaloosa County property record for 4046 Cooper Ln, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,044 sqft · built 1987 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Jul 2018) |
| Tax Bill | $2,418 (2025) |
| Deeds & Mortgages | Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-8942-3 |
| Primary APN | C56-000-591-8942-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,044 sqft Living Area |
| Gross Area | 2,902 sqft |
| 1st Floor Area | 2,044 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 43,560 sqft (1 acres) |
| Driveway | Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4046 COOPER LN |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW COR S 1371.38 FT E 33FT TO POB N 187 FT N 86 DEG E 235 .39 FT S 184.83 FT S 86 DEG W 235.53 FT TO POB |
| Legal Range | 25W |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Block | 36 |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20101 |
4046 Cooper Ln is owned by two individuals who bought it in July 2018.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4094 COOPER LN, HOLT, FL 32564-9304 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2018 · Amount on File |
| Deed Sale | Jul 3, 2018 · Amount on File |
| Prior Sale | Oct 19, 2004 · Amount on File |
| Deed Document Number | 20183217352 |
| Deed Book / Page | 3357 / 2071 |
| Prior Transfer Date | Nov 16, 2005 |
| Prior Transfer Doc | 0002280242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 3, 2018 |
| Property Address | 4046 COOPER LN, HOLT, FL 32564-9304 |
| Document Number | 0033572071 |
| Book / Page | 003357 / 002071 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 3217352 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | MEAD LAW AND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,225.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4094 COOPER LN HOLT FL 325649304, HOLT, FL 32564-9304 |
The 2025 property tax bill for 4046 Cooper Ln was $2,418.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,418.00 | $248,167 Land $20,667 Building $227,500 | $248,167 Land $20,667 Building $227,500 |
| 2023 | $2,190.00 (+7.78%) | $235,367 (+8.48%) Land $17,558 Building $217,809 | $235,367 (+8.48%) Land $17,558 Building $217,809 |
| 2022 | $2,032.00 | $216,967 Land $16,410 Building $200,557 | $216,967 Land $16,410 Building $200,557 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4046 Cooper Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4046 Cooper Ln is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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