4062 Cooper Ln, Holt, FL 32564 Property Records

Okaloosa County property record for 4062 Cooper Ln, Holt, FL 32564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,092 sqft · built 1999
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,000 (Apr 2021)
Tax Bill	$75 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-591-8950-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-591-8950-6`
Alternative APNs	`04-2N-25-0000-0037-004A` `25N20400000037004A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,092 sqft Living Area
Gross Area	3,588 sqft
1st Floor Area	3,092 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	90,605 sqft (2.08 acres)
Lot Dimensions	1,005 ft deep x 304 ft wide
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	473 sqft
Patio Area	300 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4062 COOPER LN
City	HOLT
State	FL
Zip	32564-9304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR S 5 DEG W 1675.88 FT E 678.65 FT TO POB E 326.25 FT N 5 DEG E 303.96 FT W 326.24 FT S 5 DEG W 304.12 FT TO POB
Legal Range	25W
Legal Township	02N
Legal Section	04
Legal Block	37
Legal Lot Number	4A
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1032
Census Tract	20101

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4062 COOPER LN, HOLT, FL 32564-9304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Prior Sale	Aug 14, 2002 · Amount on Record
Deed Document Number	20213444371
Deed Book / Page	3537 / 3304
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 7, 2021
Property Address	4062 COOPER LN, HOLT, FL 32564-9304
Document Number	0035373304
Book / Page	3537 / 3304
Map Reference	MB 2244 PG 2858-2859
Instrument Date	Mar 29, 2021
Instrument	3444371
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,898.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6609 CONDE CT, 6609, MOBILE, AL 36695-3263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4062 COOPER LN, HOLT, FL 32564-9304

Mortgage

Document Number	35373307
Date	Apr 7, 2021
Instrument	3537/3307

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$75.00 (+15.38%) Homeowner's exemption Veteran's exemption	$457,512 (+3%)	$463,895 (+4.44%) Land $42,438 Building $421,457
2023	$65.00 (-98.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$444,168 (+7.83%) Land $36,055 Building $408,113	$444,168 (+7.83%) Land $36,055 Building $408,113
2022	$4,071.00	$411,931 Land $33,696 Building $378,235	$411,931 Land $33,696 Building $378,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20