4042 Cooper Ln, Holt, FL 32564 Property Records

Okaloosa County property record for 4042 Cooper Ln, Holt, FL 32564

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,444 sqft · built 2008
Lot Size	0.602 acres (26,227 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jul 2018)
Tax Bill	$1,807 (2025)
Deeds & Mortgages	Jul 2018 Sale Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-9669-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-9669-6`
Alternative APNs	`04-2N-25-0000-0036-001A` `25N20400000036001A`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Units	2 Units
Stories	1 Story
Building Area	2,444 sqft Living Area
Gross Area	2,936 sqft
1st Floor Area	2,444 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	26,227 sqft (0.602 acres)
Garage Type	Attached
Garage Area	910 sqft
Porch	Finished/Open Porch
Porch Area	1,410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4042 COOPER LN
City	HOLT
State	FL
Zip	32564-9304
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	COM NW COR S 1085.33 FT TO POB E 360 FT S 295.97 FT W 360 FT N 286 FT TO POB LESS COM NW COR S 1371.38 FT E 33 FT TO POB N 187 FT N 86 DEG E 235.39 FT S 184.83 FT S 86 DEG W 235. 53 FT TO POB LESS THE EAST 129 FT SOLD
Legal Range	25W
Legal Township	02N
Legal Section	04
Legal Block	36
Legal Lot Number	1A
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1032
Census Tract	20101

Owner

4042 Cooper Ln, a duplex, is owned by two individuals who bought it in July 2018.

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4094 COOPER LN, HOLT, FL 32564-9304
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Warranty Deed, Transfer MEAD LAW AND TITLE
Jun 14, 2017	Warranty Deed, Transfer · VA Mortgage ON Q FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Deed Document Number	20183217352
Deed Book / Page	3357 / 2071
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 3, 2018
Property Address	4042 COOPER LN, HOLT, FL 32564-9304
Document Number	0033572071
Book / Page	003357 / 002071
Instrument Date	Jun 29, 2018
Instrument	3217352
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	MEAD LAW AND TITLE

Transaction

Amount	Amount on Record
Tax	$1,225.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4094 COOPER LN HOLT FL 325649304, HOLT, FL 32564-9304

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 14, 2017
Property Address	4042 COOPER LN, HOLT, FL 32564-9304
Document Number	0033034260
Book / Page	003303 / 004260
Instrument Date	Jun 13, 2017
Instrument	3140956
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4048 COOPER LN HOLT FL 325649304, HOLT, FL 32564-9304

Mortgage

Document Number	33034263
Date	Jun 14, 2017
Book Page	003303/004263
Instrument	3140957

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4042 Cooper Ln was $1,807.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,807.00	$182,026 Land $20,686 Building $161,340	$182,026 Land $20,686 Building $161,340
2023	$1,550.00 (+7.79%)	$157,128 (+8.33%) Land $17,558 Building $139,570	$157,128 (+8.33%) Land $17,558 Building $139,570
2022	$1,438.00	$145,042 Land $16,410 Building $128,632	$145,042 Land $16,410 Building $128,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4042 Cooper Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4042 Cooper Ln is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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