406 W River St, Bourbonnais, IL 60914 Property Records

Kankakee County property record for 406 W River St, Bourbonnais, IL 60914

Property Summary

Property Type	Single Family Home
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Jul 2006)
Tax Bill	$6,125 (2025)
Deeds & Mortgages	Mar 2020 Transfer Mar 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`17-09-19-404-013`

Property Details

APN / Parcel Number

Primary APN	`17-09-19-404-013`

Exterior

Lot Area	12,000 sqft (0.275 acres)

Location & Zoning

Street Address	406 W RIVER ST
City	BOURBONNAIS
State	IL
Zip	60914-1840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DRUMMOND 3RD ADDN OUTLOTS 2-3 LOT 8 BLK 1 19-31-12E
Legal Subdivision	DRUMMOND 3RD ADD
Legal Block	1
Legal Lot Number	8
Jurisdiction	KANKAKEE IL
Township / Civil Division	BOURBONNAIS
Census Block Group	1
Census Block	1007
Census Tract	10500

Owner

406 W River St is owned and occupied by two individuals who acquired it in January 2018.

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 W RIVER ST, BOURBONNAIS, IL 60914-1840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Intrafamily Transfer, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
Mar 21, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2006 · Amount on File
Deed Sale	Jul 10, 2006 · Amount on File
Last Transfer Date	Jan 18, 2018
Transfer Doc	0202002286
Record Updated	Sep 20, 2026

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANKAKEE IL
Recording Date	Mar 2, 2020
Property Address	406 W RIVER ST, BOURBONNAIS, IL 60914-1840
Document Number	0202002286
Map Reference	BK A PG 46 & 47
Instrument Date	Jan 18, 2020
Instrument	202002286
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 W RIVER ST, BOURBONNAIS, IL 60914-1840
Investor	Possibly a Property Investor

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANKAKEE IL
Recording Date	Mar 21, 2018
Property Address	406 W RIVER ST, BOURBONNAIS, IL 60914-1840
Document Number	0201802584
Map Reference	PB A PG 46 & 47
Instrument Date	Jan 18, 2018
Instrument	201802584
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 W RIVER ST, BOURBONNAIS, IL 60914-1840

Mortgage

Document Number	201802585
Date	Mar 21, 2018
Instrument	201802585

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 406 W River St was $6,125 with a homeowner's exemption, up 5.3% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bourbonnais Village
County	Kankakee County
County Subdivision	Bourbonnais Township
Elementary School District	Bourbonnais School District 53 (PK - 08)
Secondary School District	Bradley-Bourbonnais Consolidated High School District 307 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,125.00 (+5.28%)	$80,568 Land $8,399 Building $72,169	$241,704 Land $25,197 Building $216,507
2024	$5,818.00
2023		$70,378 Land $7,337 Building $63,041	$211,134 Land $22,011 Building $189,123
2022	$5,169.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 W River St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1991–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 W River St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications, Pavlov Media.

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