406 W Oak St, Eldridge, IA 52748 Property Records

Scott County property record for 406 W Oak St, Eldridge, IA 52748

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,080 sqft · built 1975
Lot Size0.215 acres (9,365 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Jun 2024)
Tax Bill$2,962 (2026)
Flood ZoneZone X (minimal risk)
APN931432403

Property Details

APN / Parcel Number

Primary APN931432403

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,080 sqft Living Area
Basement Area1,080 sqft
Finished Basement500 sqft
Unfinished Basement580 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,365 sqft (0.215 acres)
Lot Dimensions78 ft deep x 120 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area120 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address406 W OAK ST
CityELDRIDGE
StateIA
Zip52748-1637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELDRIDGE ACRES 6TH ADD LOT: 003 ELDRIDGE ACRES 6THADD
Legal SubdivisionELDRIDGE ACRES 6TH ADD
Legal Lot Number3
JurisdictionSCOTT IA
Township / Civil DivisionSHERIDAN
Census Block Group2
Census Block2036
Census Tract10201

Owner

406 W Oak St is owned and occupied by two individuals who bought it in June 2024.

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address406 W OAK ST, ELDRIDGE, IA 52748-1637
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2024 · Amount on File
Deed SaleJun 27, 2024 · Amount on File
Prior SaleSep 26, 2011 · Amount on File
Deed Document Number202410714
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 406 W Oak St was $2,962.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyScott County
MunicipalityEldridge City
Unified School DistrictNorth Scott Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,962.00$249,000 (-) Land $65,500 Building $183,500$249,000 (-) Land $65,500 Building $183,500
2025$2,962.00 (+12.88%)$249,000 Land $65,500 Building $183,500$249,000 Land $65,500 Building $183,500
2024$2,624.00
2023$204,700 Land $42,100 Building $162,600$204,700 Land $42,100 Building $162,600
2022$2,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 W Oak St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2010–2013)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 W Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELDRIDGE WATER SUPPLY
serves 6,726 people · EPA ID IA8230008
Water SourceGroundwater
Last State InspectionFeb 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CentraCom
Fiber
8,000 / 8,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on W Oak St

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