325 W Oak St, Eldridge, IA 52748 Property Records

Scott County property record for 325 W Oak St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1973
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Nov 2023)
Tax Bill	$1,996 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9314323C7`

Property Details

APN / Parcel Number

Primary APN	`9314323C7`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Basement Area	816 sqft
Unfinished Basement	816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	118 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	325 W OAK ST
City	ELDRIDGE
State	IA
Zip	52748-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELDRIDGE ACRES 4TH ADD LOT: 127 ELDRIDGE ACRES 4THADD
Legal Subdivision	ELDRIDGE ACRES 4TH ADD
Legal Lot Number	127
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2041
Census Tract	10201

Owner

325 W Oak St is owned and occupied by two individuals who bought it in November 2023.

Source: Scott County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	325 W OAK ST, ELDRIDGE, IA 52748-1624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 14, 2023	Warranty Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2023 · Amount on File
Deed Sale	Nov 14, 2023 · Amount on File
Deed Document Number	202320335
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	325 W OAK ST, ELDRIDGE, IA 52748-1624
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 W OAK ST, ELDRIDGE, IA 52748-1624

Mortgage

Document Number	2026003558
Date	Feb 25, 2026
Instrument	2026-003558

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Nov 14, 2023
Property Address	325 W OAK ST, ELDRIDGE, IA 52748-1624
Document Number	202300020335
Instrument Date	Nov 9, 2023
Instrument	202300020335
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	325 W OAK ST, ELDRIDGE, IA 52748-1624

Mortgage

Document Number	202300020336
Date	Nov 14, 2023
Instrument	202300020336

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 325 W Oak St was $1,996 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,996.00	$193,300 (-) Land $52,900 Building $140,400	$193,300 (-) Land $52,900 Building $140,400
2025	$1,996.00 (+7.66%) Homeowner's exemption	$193,300 Land $52,900 Building $140,400	$193,300 Land $52,900 Building $140,400
2024	$1,854.00
2023		$168,500 Land $34,000 Building $134,500	$168,500 Land $34,000 Building $134,500
2022	$1,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 W Oak St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 W Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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