509 W Oak St, Eldridge, IA 52748 Property Records

Scott County property record for 509 W Oak St, Eldridge, IA 52748 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1986
Square Footage1,536 sqft Living Area
Lot Size7,013 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$253,000 (2023)
Tax Bill$2,900.00 (2024)

Property Details

APN / Parcel Number

Primary APN931523503

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,536 sqft Living Area
1st Floor624 sqft 1st Floor
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1986
Architectural StyleConventional Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,013 sqft (0.16 acres)
Depth X Width111 ft x 63 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area308 sqft Garage

Exterior Amenities

Deck Area188 sqft Deck
Patio Area182 sqft Patio
PorchOpen Porch
Porch Area36 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
Water SourceCommercial Water Source

Location & Zoning

Old Parcel Number931523503
Street Address509 W OAK ST
CityELDRIDGE
StateIA
Zip52748-1573
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHICKORY CREEK ESTATES 7TH ADD LOT: 003 HICKORY CREEKESTATES 7TH ADD
Legal SubdivisionHICKORY CREEK ESTATES 7TH ADD
Legal Lot Number3
JurisdictionSCOTT IA
Minor Civil DivisionSHERIDAN
Census Blockgroup2
Census Block2025
Census Tract10201

Owner

Source: Scott County records · APN 931523503

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address509 W OAK ST, ELDRIDGE, IA 52748-1573
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2023Deed of Trust, Mortgage · Line of Credit
GREENSTATE CU
Oct 02, 2023Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU
Sep 06, 2019Deed of Trust, Mortgage · Stand Alone Refinance
GREENSTATE CREDIT UNION
Sep 06, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 02, 2023 · Amount on Record
Deed SaleOct 02, 2023 · Amount on Record
Prior SaleMay 28, 2010 · Amount on Record
Deed Doc Number202300017625
Record RefreshedJun 07, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address509 W OAK ST, ELDRIDGE, IA 52748-1573
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300015915
DateSep 07, 2023
Instrument202300015915
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueSep 06, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT IA
Recording DateOct 02, 2023
Property Address509 W OAK ST, ELDRIDGE, IA 52748-1573
Document Number202300017625
Map ReferenceDOC 8702-83
Instrument DateSep 15, 2023
Instrument202300017625
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$404.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 W OAK ST, ELDRIDGE, IA 52748-1573

Mortgage

Document Number202300017626
DateOct 02, 2023
Instrument202300017626
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 05, 2053
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateOct 01, 2028
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change8.75%
Index52-Week T-Bill (1-Year)
Max Rate12.7%

Mortgage

Document Number202300017627
DateOct 02, 2023
Instrument202300017627
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueOct 05, 2033

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address509 W OAK ST, ELDRIDGE, IA 52748-1573
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900022930
DateSep 06, 2019
Instrument201900022930
Lender
NameGREENSTATE CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term121 Months
DueOct 01, 2029

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address509 W OAK ST, ELDRIDGE, IA 52748-1573
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900022929
DateSep 06, 2019
Instrument201900022929
Lender
NameGREENSTATE CREDIT UNION
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueOct 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.2%
Type Change DateAug 05, 2026
Index1-Year CMT

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyScott County
MunicipalityEldridge City
Unified School DistrictNorth Scott Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$251,300 (+11.05%) Land $49,000 Building $202,300$251,300 (+11.05%) Land $49,000 Building $202,300
2024$2,900.00 (+9.27%)
2023$226,300 Land $31,500 Building $194,800$226,300 Land $31,500 Building $194,800
2022$2,654.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (19163C), updated April 18, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
5th percentile nationally · 32nd in Iowa
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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