403 W Oak St, Eldridge, IA 52748 Property Records

Scott County property record for 403 W Oak St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 976 sqft · built 1974
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jan 2024)
Tax Bill	$2,270 (2026)
Deeds & Mortgages	Jan 2024 Sale & Line of Credit Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`9314323C6`

Property Details

APN / Parcel Number

Primary APN	`9314323C6`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	976 sqft Living Area
Basement Area	976 sqft
Finished Basement	200 sqft
Unfinished Basement	776 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	118 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	156 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	403 W OAK ST
City	ELDRIDGE
State	IA
Zip	52748-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELDRIDGE ACRES 4TH ADD LOT: 126 ELDRIDGE ACRES 4THADD
Legal Subdivision	ELDRIDGE ACRES 4TH ADD
Legal Lot Number	126
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2041
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 W OAK ST, ELDRIDGE, IA 52748-1636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Warranty Deed, Transfer · Line of Credit FIRST TRUST & SAVINGS BANK
Jan 26, 2024	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Prior Sale	Apr 26, 2010 · Amount on Record
Deed Document Number	20241371
Prior Transfer Date	Jan 19, 2024
Prior Transfer Doc	0000001370
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jan 26, 2024
Property Address	403 W OAK ST, ELDRIDGE, IA 52748-1636
Document Number	202400001371
Instrument Date	Dec 27, 2023
Instrument	202400001371
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Tax	$295.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W OAK ST, ELDRIDGE, IA 52748-1636

Mortgage

Document Number	202400001372
Date	Jan 26, 2024
Instrument	202400001372

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Mar 16, 2029

Interest

Change Frequency	Monthly

Mortgage

Document Number	202400001372
Date	Jan 26, 2024
Instrument	202400001372

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank
Address	123 S MAIN ST, WHEATLAND, IA 52777

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Mar 16, 2029

Interest

Change Frequency	Monthly

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SCOTT IA
Recording Date	Jan 26, 2024
Property Address	403 W OAK ST, ELDRIDGE, IA 52748-1636
Document Number	202400001370
Instrument Date	Dec 27, 2023
Instrument	202400001370
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W OAK ST, ELDRIDGE, IA 52748-1636

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,270.00	$190,900 (-) Land $52,900 Building $138,000	$190,900 (-) Land $52,900 Building $138,000
2025	$2,270.00 (+5.19%)	$190,900 (+13.43%) Land $52,900 Building $138,000	$190,900 (+13.43%) Land $52,900 Building $138,000
2024	$2,158.00 (+12.75%)
2023		$168,300 Land $34,000 Building $134,300	$168,300 Land $34,000 Building $134,300
2022	$1,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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