Harford County property record for 402 Spruce Pine Rd, Abingdon, MD 21009
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,118 sqft · built 2022 |
| Lot Size | 0.238 acres (10,367 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $737,000 (Jun 2022) |
| Tax Bill | $7,456 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jan 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398888 |
| Primary APN | 01-398888 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,118 sqft Total Area |
| Basement Area | 1,145 sqft |
| Finished Basement | 1,145 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,367 sqft (0.238 acres) |
| Garage Type | Built-in |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398888 |
|---|---|
| Street Address | 402 SPRUCE PINE RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1COS |
| Legal Description | LOT 76 10367 SF 402 SPRUCE PINE ROAD LAUREL RIDGE 144/15 |
| Legal Subdivision | LAUREL RDG |
| Legal Lot Number | 76 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301108 |
402 Spruce Pine Rd is owned and occupied by two individuals who bought it in June 2022.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 SPRUCE PINE RD, ABINGDON, MD 21009-2765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed, Transfer · Conventional Mortgage BLUE RIDGE BANK |
| Jan 9, 2019 | Loan Modification, Mortgage NORMAN B HOOKER |
| Mar 28, 2018 | Loan Modification, Mortgage NORMAN B HOOKER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2022 · Amount on File |
| Deed Sale | Jun 3, 2022 · Amount on File |
| Deed Book / Page | 15539 / 484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 3, 2022 |
| Property Address | 402 SPRUCE PINE RD, ABINGDON, MD 21009-2765 |
| Document Number | 0155390484 |
| Book / Page | 15539 / 484 |
| Map Reference | MB 144 PG 15 |
| Instrument Date | May 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 402 SPRUCE PINE RD, ABINGDON, MD 21009-2765 |
| Document Number | 0155390491 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 15539-0491 |
| Name | BLUE RIDGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 9, 2019 |
| Property Address | 402 SPRUCE PINE RD, ABINGDON, MD 21009-2765 |
| Document Number | 0131190301 |
| Book / Page | 013119 / 000301 |
| Instrument Date | Jan 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 703 DOWERS RD ABINGDON MD 210091571, ABINGDON, MD 21009-1571 |
| Document Number | 131190301 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 013119/000301 |
| Name | NORMAN B HOOKER |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 28, 2018 |
| Property Address | 402 SPRUCE PINE RD, ABINGDON, MD 21009-2765 |
| Document Number | 0127530159 |
| Book / Page | 012753 / 000159 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Document Number | 127530159 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 012753/000159 |
| Name | NORMAN B HOOKER |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 402 Spruce Pine Rd was $7,456, up 14% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,456.00 (+13.97%) | $684,100 Land $172,700 Building $511,400 | $684,100 Land $172,700 Building $511,400 |
| 2025 | $6,542.00 | ||
| 2023 | $558,400 Land $172,700 Building $385,700 | $558,400 Land $172,700 Building $385,700 | |
| 2022 | $6,086.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Spruce Pine Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Spruce Pine Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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