Polk County property record for 403 Ridges Dr, Dundee, FL 33838 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,654 sqft · built 2017 |
| Lot Size | 0.145 acres (6,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,900 (Dec 2017) |
| Tax Bill | $2,727 (2025) |
| Deeds & Mortgages | Dec 2017 Sale & Mortgage May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-27-835824-000780 |
| Primary APN | 27-28-27-835824-000780 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,654 sqft Living Area |
| Gross Area | 2,054 sqft |
| 1st Floor Area | 1,654 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,325 sqft (0.145 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 86 sqft |
| Street Address | 403 RIDGES DR |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE OF DUNDEE PB 137 PG 8 LOT 78 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | RIDGE OF DUNDEE |
| Legal Tract | 835824 |
| Legal Block | 1 |
| Legal Lot Number | 78 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 14121 |
Source: Polk County records · APN 27-28-27-835824-000780
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 RIDGES DR, DUNDEE, FL 33838-4627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI ONETRUST HM LOANS |
| May 23, 2017 | Grant Deed, Transfer SUNBELT TITLE (AGENCY) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2017 · Amount on Record |
| Deed Sale | Dec 27, 2017 · Amount on Record |
| Prior Sale | May 01, 2017 · Amount on Record |
| Deed Document Number | 2017248303 |
| Deed Book / Page | 10351 / 399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 403 RIDGES DR, DUNDEE, FL 33838-4627 |
| Document Number | 0103510399 |
| Book / Page | 010351 / 000399 |
| Instrument Date | Dec 19, 2017 |
| Instrument | 248303 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 15, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,364.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 RIDGES DR DUNDEE FL 338384627, DUNDEE, FL 33838-4627 |
| Document Number | 103510400 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 010351/000400 |
| Instrument | 248304 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2047 |
| Document Number | 103510413, |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 010351/000413 |
| Instrument | 248305 |
| Name | HOUSING FIN AGCY |
|---|---|
| Type | Funding / Finance Company |
| Address | TALLAHASSEE, FL 32301-1329 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 23, 2017 |
| Property Address | 403 RIDGES DR, DUNDEE, FL 33838-4627 |
| Document Number | 0101540006 |
| Book / Page | 010154 / 000006 |
| Instrument Date | May 17, 2017 |
| Instrument | 97693 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Tax | $17,108.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1450 LAKE ROBBINS DR #430 SPRING TX 773803294, 430, SPRING, TX 77380-3294 |
| Investor | Possibly a Property Investor |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,727.00 (+1.19%) Homeowner's exemption | $180,264 (+5.99%) | $220,271 (-9.17%) Land $38,000 Building $182,271 |
| 2023 | $2,695.00 (+3.14%) Homeowner's exemption | $170,082 (+3%) | $242,520 (+11.18%) Land $37,000 Building $205,520 |
| 2022 | $2,613.00 Homeowner's exemption | $165,128 | $218,135 Land $31,000 Building $187,135 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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