Dane County property record for 406 Oak St, Mount Horeb, WI 53572
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,608 sqft · built 1900 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,158 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0606-122-7012-1 |
| Primary APN | 0606-122-7012-1 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 880 sqft |
| 2nd Floor Area | 728 sqft |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 9,017 sqft (0.207 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 406 OAK ST |
|---|---|
| City | MOUNT HOREB |
| State | WI |
| Zip | 53572-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOECK'S, CARL ADDN TO MT HOREB BLOCK 15 E 60 FT LOT 2 |
| Legal Range | 06 |
| Legal Township | 06 |
| Legal Section | 12 |
| Legal Subdivision | BOECKS CARL ADD |
| Legal Block | 15 |
| Legal Lot Number | 2 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MOUNT HOREB |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 12800 |
Source: Dane County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 406 OAK ST, MOUNT HOREB, WI 53572-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU |
| Aug 14, 2017 | Deed of Trust, Mortgage CAPITOL BANK |
| Jun 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CAPITOL BANK |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU |
| Jan 6, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 406 OAK ST, MOUNT HOREB, WI 53572-1744 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005770535 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 5770535 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 406 OAK ST, MOUNT HOREB, WI 53572-1744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005349350 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 5349350 |
| Name | CAPITOL BANK |
|---|---|
| Type | Bank |
| Address | MADISON, WI 53717 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Aug 22, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 406 OAK ST, MOUNT HOREB, WI 53572-1744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005334896 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 5334896 |
| Name | CAPITOL BANK |
|---|---|
| Type | Bank |
| Address | MADISON, WI 53717 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 406 OAK ST, MOUNT HOREB, WI 53572-1744 |
| Document Number | 0005593750 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 OAK ST MOUNT HOREB WI 535721744, MOUNT HOREB, WI 53572-1744 |
| Document Number | 0005593750 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 5593750 |
| Name | SUMMIT CU |
|---|---|
| Address | COTTAGE GROVE, WI 53527 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 27, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Jan 6, 2017 |
| Property Address | 406 OAK ST, MOUNT HOREB, WI 53572-1744 |
| Document Number | 0005297691 |
| Instrument Date | Dec 5, 2016 |
| Instrument | 5297691 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $720.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 OAK ST MOUNT HOREB WI 535721744, MOUNT HOREB, WI 53572-1744 |
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Mount Horeb Village |
| Unified School District | Mount Horeb Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,158.00 (+17.59%) Homeowner's exemption | $362,200 (-) Land $82,100 Building $280,100 | $404,200 |
| 2023 | $362,200 Land $82,100 Building $280,100 | ||
| 2022 | $5,237.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT HOREB WATERWORKS serves 7,756 people · EPA ID WI1130247 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MHTC Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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