400 Oak St, Mount Horeb, WI 53572 Property Records

Dane County property record for 400 Oak St, Mount Horeb, WI 53572

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1996
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Owner Names on File
Tax Bill	$2,459 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0606-122-7044-3`

Property Details

APN / Parcel Number

Primary APN	`0606-122-7044-3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1996
Exterior Material	Asbestos
Lot Area	5,271 sqft (0.121 acres)
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	400 OAK ST
City	MOUNT HOREB
State	WI
Zip	53572-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOECK'S, CARL ADDN TO MT HOREB BLOCK 15 W1/2 LOT 4
Legal Range	06
Legal Township	06
Legal Section	12
Legal Subdivision	BOECKS CARL ADD
Legal Block	15
Legal Lot Number	4
Jurisdiction	DANE WI
Township / Civil Division	MOUNT HOREB
Census Block Group	2
Census Block	2009
Census Tract	12800

Owner

The current owner of 400 Oak St acquired it in December 2011.

Source: Dane County records, as of January 22, 2026

Owner of Record	2 Owner Names on File
Mailing Address	400 OAK ST, MOUNT HOREB, WI 53572-1744
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2011
Deed Sale	Dec 1, 2011
Deed Document Number	4818342
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	400 OAK ST, MOUNT HOREB, WI 53572-1744
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005791034
Date	Nov 22, 2021
Instrument	5791034

Lender

Name	MOUND CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 400 Oak St was $2,459 with a homeowner's exemption.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Mount Horeb Village
Unified School District	Mount Horeb Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,459.00 Homeowner's exemption	$154,900 Land $48,000 Building $106,900	$172,900
2023		$154,900 Land $48,000 Building $106,900
2022	$2,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT HOREB WATERWORKS serves 7,756 people · EPA ID WI1130247
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MHTC Fiber · DSL in parts of the area	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20