403 Oak St, Mount Horeb, WI 53572 Property Records

Dane County property record for 403 Oak St, Mount Horeb, WI 53572

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,224 sqft · built 1900
Lot Size0.196 acres (8,538 sqft)
OwnerIndividual Name on Record
Last Sale$282,000 (Jul 2022)
Tax Bill$4,727 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0606-123-0959-0

Property Details

APN / Parcel Number

Primary APN0606-123-0959-0

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,538 sqft (0.196 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Patio Area304 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address403 OAK ST
CityMOUNT HOREB
StateWI
Zip53572-1743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOECK'S, CARL ADDN TO MT HOREB BLOCK 13 LOT 9
Legal Range06
Legal Township06
Legal Section12
Legal SubdivisionBOECKS CARL ADD
Legal Block13
Legal Lot Number9
JurisdictionDANE WI
Township / Civil DivisionMOUNT HOREB
Census Block Group2
Census Block2018
Census Tract12800

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 OAK ST, MOUNT HOREB, WI 53572-1743
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2022Warranty Deed, Transfer · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU
Sep 4, 2019Deed of Trust, Mortgage · Conventional with PMI
UNIVERSITY/WI CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2022 · Amount on Record
Deed SaleJul 22, 2022 · Amount on Record
Prior SaleNov 19, 2013 · Amount on Record
Deed Document Number5850265
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDANE WI
Recording DateJul 22, 2022
Property Address403 OAK ST, MOUNT HOREB, WI 53572-1743
Document Number0005850265
Instrument DateJul 21, 2022
Instrument5850265
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$846.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 OAK ST, MOUNT HOREB, WI 53572-1743

Mortgage

Document Number0005850266
DateJul 22, 2022
Instrument5850266
Lender
NameUNIVERSITY OF WISCONSIN CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address403 OAK ST, MOUNT HOREB, WI 53572-1743
Document Number0005520587
Instrument DateSep 4, 2019
Transaction TypeMortgage
Record UpdatedSep 25, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 OAK ST MOUNT HOREB WI 535721743, MOUNT HOREB, WI 53572-1743

Mortgage

Document Number0005520587
DateSep 10, 2019
Instrument5520587
Lender
NameUNIVERSITY/WI CU
TypeCredit Union
AddressMADISON, WI 53744-4963
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 9, 2049
Interest
Rate TypeAdjustable Rate
Rate3.62%

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMount Horeb Village
Unified School DistrictMount Horeb Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,727.00 (+18.15%) Homeowner's exemption$282,000 (-) Land $77,700 Building $204,300$314,700
2023$282,000 Land $77,700 Building $204,300
2022$4,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT HOREB WATERWORKS
serves 7,756 people · EPA ID WI1130247
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MHTC
Fiber · DSL in parts of the area
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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