Dane County property record for 405 Oak St, Mount Horeb, WI 53572
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,124 sqft · built 1960 |
| Lot Size | 0.196 acres (8,538 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,000 (Nov 2016) |
| Tax Bill | $4,925 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0606-123-0948-3 |
| Primary APN | 0606-123-0948-3 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,124 sqft Living Area |
| 1st Floor Area | 1,124 sqft |
| Game Room | Game Room |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,538 sqft (0.196 acres) |
| Patio Area | 36 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 405 OAK ST |
|---|---|
| City | MOUNT HOREB |
| State | WI |
| Zip | 53572-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOECK'S, CARL ADDN TO MT HOREB BLOCK 13 LOT 8 |
| Legal Range | 06 |
| Legal Township | 06 |
| Legal Section | 12 |
| Legal Subdivision | BOECKS CARL ADD |
| Legal Block | 13 |
| Legal Lot Number | 8 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MOUNT HOREB |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 12800 |
405 Oak St is owned and occupied by an individual who bought it in November 2016.
Source: Dane County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 OAK ST, MOUNT HOREB, WI 53572-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Line of Credit UW CU |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EASY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2016 · Amount on File |
| Deed Sale | Nov 15, 2016 · Amount on File |
| Prior Sale | May 5, 2016 · Amount on File |
| Deed Document Number | 5284854 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 405 OAK ST, MOUNT HOREB, WI 53572-1743 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0006057318 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 6057318 |
| Name | UW CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53744 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 14, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 405 OAK ST, MOUNT HOREB, WI 53572-1743 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005665150 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 5665150 |
| Name | EASY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 405 Oak St was $4,925 with a homeowner's exemption.
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Mount Horeb Village |
| Unified School District | Mount Horeb Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,925.00 Homeowner's exemption | $293,100 Land $77,700 Building $215,400 | $327,100 |
| 2023 | $293,100 Land $77,700 Building $215,400 | ||
| 2022 | $4,172.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT HOREB WATERWORKS serves 7,756 people · EPA ID WI1130247 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MHTC Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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