Collier County property record for 406 Luzon Ave, Naples, FL 34113
| Property Type | Single Family Home |
|---|---|
| Details | 1,538 sqft · built 1987 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $638,000 (Oct 2020) |
| Tax Bill | $5,949 (2025) |
| Deeds & Mortgages | Feb 2024 Document Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 427000 6106B32 |
| Primary APN | 427000 6106B32 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,538 sqft Living Area |
| 1st Floor Area | 1,538 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| View / Lot | Waterfront |
| Pool Area | 264 sqft |
| Deck Area | 534 sqft |
| Boat Access | Boat Access |
| Street Address | 406 LUZON AVE |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34113-8630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | ISLES OF CAPRI NO 3 LOT 610 |
| Legal Range | 26 |
| Legal Township | 51 |
| Legal Section | 32 |
| Legal Subdivision | ISLES OF CAPRI UNIT 3 |
| Legal Tract | 427000 |
| Legal Block | 1 |
| Legal Lot Number | 610 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10805 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 LUZON AVE, NAPLES, FL 34113-8630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2024 | ACCOMODATION, ACCOMMODATION |
| Mar 5, 2022 | Deed of Trust, Mortgage · VA Mortgage LOWER LLC |
| Oct 6, 2020 | Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2020 · Amount on Record |
| Deed Sale | Oct 6, 2020 · Amount on Record |
| Prior Sale | Jun 24, 1996 · Amount on Record |
| Deed Document Number | 20205933626 |
| Deed Book / Page | 5825 / 3548 |
| Last Transfer Date | Feb 6, 2024 |
| Transfer Doc | 0063311532 |
| Record Updated | Oct 29, 2026 |
| Jurisdiction | COLLIER FL |
|---|---|
| Recording Date | Feb 19, 2024 |
| Property Address | 406 LUZON AVE, NAPLES, FL 34113-8630 |
| Document Number | 0063311532 |
| Book / Page | 6331 / 1532 |
| Map Reference | MB 3 PG 66 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 6510061 |
| Record Updated | Mar 5, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1025 SILVER LAKES BLVD # BLVD206, BLVD206, NAPLES, FL 34114-9334 |
| Name | Verified Name |
|---|---|
| Address | 406 LUZON AVE, NAPLES, FL 34113-8630 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 406 LUZON AVE, NAPLES, FL 34113-8630 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 406 LUZON AVE, NAPLES, FL 34113-8630 |
| Document Number | 0060923652 |
|---|---|
| Date | Mar 5, 2022 |
| Book Page | 6092/3652 |
| Instrument | 6214545 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Oct 6, 2020 |
| Property Address | 406 LUZON AVE, NAPLES, FL 34113-8630 |
| Document Number | 0058253548 |
| Book / Page | 5825 / 3548 |
| Map Reference | MB 3 PG 66 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 5933626 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | FIRST TITLE & ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,466.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 511136, NEW BERLIN, WI 53151-1136 |
| Name | Verified Name |
|---|---|
| Address | 406 LUZON AVE, NAPLES, FL 34113-8630 |
| Document Number | 0058253550 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 5825/3550 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $597,377 (+2.7%) | $808,973 (-7.03%) Land $524,938 Building $284,035 | |
| 2025 | $5,949.00 (+7.15%) Homeowner's exemption | $581,672 (+5.99%) | $870,180 (-14.61%) Land $629,926 Building $240,254 |
| 2024 | $5,552.00 (+0.95%) | ||
| 2023 | $5,500.00 (-2.4%) Homeowner's exemption | $548,815 (+3%) | $1,019,062 (+5.36%) Land $663,854 Building $355,208 |
| 2022 | $5,635.00 Homeowner's exemption | $532,830 | $967,242 Land $675,093 Building $292,149 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 265 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 539 units insured incl. 274 condo units |
| Nearby Flood Claims | 246 (2008–2025) |
| Most Recent Claim | Jan 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures