402 Luzon Ave, Naples, FL 34113 Property Records

Collier County property record for 402 Luzon Ave, Naples, FL 34113

Property Summary

Property TypeSingle Family Home
Details2,207 sqft · built 1986
Lot Size0.31 acres (13,504 sqft)
OwnerCompany Name on File
Last Sale$99,000 (Jun 2021)
Tax Bill$6,018 (2025)
Deeds & MortgagesSep 2022 Transfer
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN427000 6086B32

Property Details

APN / Parcel Number

Primary APN427000 6086B32
Alternative APNs
  • 524512800030996006086
  • 52451280003

Interior

Stories1 Story
Building Area2,207 sqft Living Area
1st Floor Area2,207 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeMasonry / Concrete Block
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions165 ft deep x 97 ft wide
View / LotWaterfront
Pool Area450 sqft
Deck Area1,075 sqft
Boat AccessBoat Access

Location & Zoning

Street Address402 LUZON AVE
CityNAPLES
StateFL
Zip34113-8630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-3
Legal DescriptionISLES OF CAPRI NO 3 LOT 608
Legal Range26
Legal Township51
Legal Section32
Legal SubdivisionISLES OF CAPRI UNIT 3
Legal Tract427000
Legal Block1
Legal Lot Number608
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1015
Census Tract10805

Owner

Source: Collier County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address402 LUZON AVE, NAPLES, FL 34113-8630
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Apr 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 26, 2018Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 3, 2021 · Amount on Record
Deed SaleJun 3, 2021 · Amount on Record
Prior SaleMay 21, 2014 · Amount on Record
Deed Document Number20216071144
Deed Book / Page5958 / 2151
Last Transfer DateSep 1, 2022
Transfer Doc0061701206
Record UpdatedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateSep 2, 2022
Property Address402 LUZON AVE, NAPLES, FL 34113-8630
Document Number0061701206
Book / Page6170 / 1206
Map ReferenceMB 3 PG 66
Instrument DateSep 1, 2022
Instrument6304433
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address402 LUZON AVE, 402, NAPLES, FL 34113-8630

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address402 LUZON AVE, NAPLES, FL 34113-8630

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address402 LUZON AVE, NAPLES, FL 34113-8630
Transaction TypeMortgage
Record UpdatedMay 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 LUZON AVE, NAPLES, FL 34113-8630

Mortgage

Document Number0061152362
DateApr 22, 2022
Book Page6115/2362
Instrument6239598
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2037

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address402 LUZON AVE, NAPLES, FL 34113-8630
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055563042
DateSep 26, 2018
Book Page5556/3042
Instrument5617584
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,018.00 (+7.14%) Homeowner's exemption$588,307 (+5.99%)$1,105,938 (-13.99%) Land $815,948 Building $289,990
2024$5,617.00 (+0.95%)
2023$5,564.00 (-2.42%) Homeowner's exemption$555,075 (+3%)$1,285,799 (+5.02%) Land $857,479 Building $428,320
2022$5,702.00 Homeowner's exemption$538,908$1,224,351 Land $871,995 Building $352,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 265 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies539 units insured
incl. 274 condo units
Nearby Flood Claims246 (2008–2025)
Most Recent ClaimJan 2025
Claims by Event
  • Hurricane Milton, Oct 2024 · 47 claims
  • Hurricane Ian, Oct 2022 · 81 claims
  • Hurricane Ian, Oct 2022 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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