404 Luzon Ave, Naples, FL 34113 Property Records

Collier County property record for 404 Luzon Ave, Naples, FL 34113 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,706 sqft · built 1980
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Dec 2020)
Tax Bill	$6,377 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`427000 6096B32`

Property Details

APN / Parcel Number

Primary APN	`427000 6096B32`
Alternative APNs	`524513200020996006096` `52451320002`

Interior

Stories	1 Story
Building Area	1,706 sqft Living Area
1st Floor Area	1,706 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide
View / Lot	Waterfront
Pool Area	280 sqft
Deck Area	762 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	404 LUZON AVE
City	NAPLES
State	FL
Zip	34113-8630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ISLES OF CAPRI NO 3 LOT 609
Legal Range	26
Legal Township	51
Legal Section	32
Legal Subdivision	ISLES OF CAPRI UNIT 3
Legal Tract	427000
Legal Block	1
Legal Lot Number	609
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1015
Census Tract	10805

Owner

Source: Collier County records · APN 427000 6096B32

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 LUZON AVE, NAPLES, FL 34113-8630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Jan 04, 2005 · Amount on Record
Deed Document Number	20205978166
Deed Book / Page	5869 / 1202
Prior Transfer Date	Mar 14, 2005
Prior Transfer Doc	0037551216
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 30, 2020
Property Address	404 LUZON AVE, NAPLES, FL 34113-8630
Document Number	0058691202
Book / Page	5869 / 1202
Map Reference	MB 3 PG 66
Instrument Date	Dec 03, 2020
Instrument	5978166
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 W PELICAN ST, 28, NAPLES, FL 34113-4020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LUZON AVE, NAPLES, FL 34113-8630

Mortgage

Document Number	0058691204
Date	Dec 30, 2020
Instrument	5869/1204

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,377.00 (-16.04%)	$481,782 (-15.25%)	$729,970 (-20.16%) Land $630,095 Building $99,875
2023	$7,595.00 (+0.76%)	$568,486 (+1%)	$914,248 (+3.3%) Land $663,854 Building $250,394
2022	$7,538.00	$516,805	$884,999 Land $675,093 Building $209,906

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210108051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 265 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	539 units insured 274 under condo master policies
Nearby Flood Claims	246 (2008–2025)
Most Recent Claim	Jan 2025
Claims By Storm	Hurricane Milton, Oct 2024 · 47 claims Hurricane Ian, Oct 2022 · 81 claims Hurricane Ian, Oct 2022 · 76 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 1,190 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.