408 Luzon Ave, Naples, FL 34113 Property Records

Collier County property record for 408 Luzon Ave, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	1,780 sqft · built 2001
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Apr 2019)
Tax Bill	$5,156 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`427000 6116B32`

Property Details

APN / Parcel Number

Primary APN	`427000 6116B32`
Alternative APNs	`524514000030996006116` `52451400003`

Interior

Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,555 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	10,454 sqft (0.24 acres)
Deck Area	2,880 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	408 LUZON AVE
City	NAPLES
State	FL
Zip	34113-8630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	ISLES OF CAPRI NO 3 LOT 611
Legal Range	26
Legal Township	51
Legal Section	32
Legal Subdivision	ISLES OF CAPRI UNIT 3
Legal Tract	427000
Legal Block	1
Legal Lot Number	611
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1015
Census Tract	10805

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 LUZON AVE, NAPLES, FL 34113-8630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Oct 14, 1998 · Amount on Record
Deed Document Number	20195699022
Deed Book / Page	5618 / 3679
Prior Transfer Date	Apr 5, 2013
Prior Transfer Doc	0049243395
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 16, 2019
Property Address	408 LUZON AVE, NAPLES, FL 34113-8630
Document Number	0056183679
Book / Page	5618 / 3679
Map Reference	MB 3 PG 66
Instrument Date	Apr 16, 2019
Instrument	5699022
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SEAVIEW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1135 E MOUNTAIN DR, 1135, WEST PALM BEACH, FL 33406-4969

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 LUZON AVE, NAPLES, FL 34113-8630

Mortgage

Document Number	0005699023
Date	Apr 16, 2019
Instrument	5699023

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,860 (+2.7%)	$938,681 (-3.94%) Land $525,035 Building $413,646
2025	$5,156.00 (+7.13%) Homeowner's exemption	$506,193 (+13.38%)	$977,176 (-7.19%) Land $630,041 Building $347,135
2024	$4,813.00 (+8.3%)
2023	$4,444.00 (-2.24%) Homeowner's exemption	$446,469 (+3%)	$1,052,875 (+5.92%) Land $663,854 Building $389,021
2022	$4,546.00 Homeowner's exemption	$433,465	$994,022 Land $675,093 Building $318,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 265 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	539 units insured incl. 274 condo units
Nearby Flood Claims	246 (2008–2025)
Most Recent Claim	Jan 2025
Claims by Event	Hurricane Milton, Oct 2024 · 47 claims Hurricane Ian, Oct 2022 · 81 claims Hurricane Ian, Oct 2022 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20