St. Clair County property record for 406 E Washington St, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 723 sqft · built 1905 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $87,000 (Apr 2001) |
| Tax Bill | $4,249 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| APN | 04-29-0-124-013 |
| Primary APN | 04-29-0-124-013 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 723 sqft Living Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 351 sqft |
| Cooling System | Central |
|---|
| Street Address | 406 E WASHINGTON ST |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENNS 3RD ADD TO O FALLON LOT/SEC-140 DOC A01608334 |
| Legal Subdivision | PENNS 3RD ADD |
| Legal Block | 124 |
| Legal Lot Number | 140 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 504351 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 E WASHINGTON ST, O FALLON, IL 62269-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2001 · Amount on Record |
| Deed Sale | Apr 30, 2001 · Amount on Record |
| Deed Document Number | 20011608334 |
| Deed Book / Page | 3524 / 1172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 406 E WASHINGTON ST, O FALLON, IL 62269-1431 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A02721313 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | A02721313 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,249.00 | $64,953 (+34.34%) Land $4,808 Building $60,145 | $194,859 (+34.34%) Land $14,424 Building $180,435 |
| 2022 | $48,350 Land $3,579 Building $44,771 | $145,050 Land $10,737 Building $134,313 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: ClearWave, i3 Broadband, Verizon.
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