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  5. E Washington St

409 E Washington St, O Fallon, IL 62269 Property Records

St. Clair County property record for 409 E Washington St, O Fallon, IL 62269 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 848 sqft · built 1905
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Tax Bill$3,581 (2024)
Deeds & MortgagesFeb 2023 Mortgage
Jan 2022 Mortgage
+ 1 more
APN04-29-0-128-006

Property Details

APN / Parcel Number

Primary APN04-29-0-128-006

Interior

Full Baths3 Baths
Stories1 Story
Building Area848 sqft Living Area
Basement Area848 sqft
Unfinished Basement937 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1985
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
PorchSlab
Porch Area708 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address409 E WASHINGTON ST
CityO FALLON
StateIL
Zip62269-1432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPENNS 3RD ADD TO O FALLON LOT/SEC-132 DOC A02408160 A02569682
Legal SubdivisionPENNS 3RD ADD
Legal Block128
Legal Lot Number132
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2001
Census Tract504352

Owner

Source: St. Clair County records · APN 04-29-0-128-006

Assessment roll updated August 28, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 E WASHINGTON ST, O FALLON, IL 62269-1432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 07, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 12, 2018Affidavit of Death, Mortgage · FHA Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateApr 13, 2004
Transfer Doc00A1837230
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address409 E WASHINGTON ST, O FALLON, IL 62269-1432
Transaction TypeMortgage
Record UpdatedAug 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02772412
DateFeb 01, 2023
InstrumentA02772412
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2053
Interest
Rate5.25%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address409 E WASHINGTON ST, O FALLON, IL 62269-1432
Transaction TypeMortgage
Record UpdatedAug 24, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02732589
DateJan 07, 2022
InstrumentA02732589
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

March 2018: Affidavit of Death, Mortgage

Document TypeAffidavit of Death
JurisdictionST CLAIR IL
Recording DateMar 12, 2018
Property Address409 E WASHINGTON ST, O FALLON, IL 62269-1432
Document Number00A2569682
Instrument DateFeb 09, 2018
Instrument2569682
Transaction TypeMortgage
Record UpdatedMar 21, 2018
Title CompanyTITLE 365

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address406 E WASHINGTON ST O FALLON IL 622691431, O FALLON, IL 62269-1431

Mortgage

Document NumberA2569683
DateMar 12, 2018
Instrument2569683
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 11, 2048
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,581.00$55,135 (+22.55%) Land $4,348 Building $50,787$165,405 (+22.55%) Land $13,044 Building $152,361
2022$44,990 Land $3,548 Building $41,442$134,970 Land $10,644 Building $124,326

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043522, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims2 (1986–1996)
Most Recent ClaimApr 1996, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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