408 E Washington St, O Fallon, IL 62269 Property Records

St. Clair County property record for 408 E Washington St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 672 sqft · built 1947
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2026)
Tax Bill	$3,476 (2024)
Deeds & Mortgages	May 2026 Mortgage Apr 2026 Sale & Mortgage
APN	`04-29-0-124-014`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-124-014`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	672 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1975
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	104 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	408 E WASHINGTON ST
City	O FALLON
State	IL
Zip	62269-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS 3RD ADD TO O FALLON LOT/SEC-141 A02303334
Legal Subdivision	PENNS 3RD ADD
Legal Block	124
Legal Lot Number	141
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2027
Census Tract	504351

Owner

Source: St. Clair County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 E WASHINGTON ST, O FALLON, IL 62269-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Apr 30, 2026	Trustee's Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Jul 12, 2005 · Amount on Record
Deed Document Number	20262882098
Prior Transfer Date	Feb 24, 2012
Prior Transfer Doc	0002303334
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	May 14, 2026
Property Address	408 E WASHINGTON ST, O FALLON, IL 62269-1431
Document Number	0A02883497
Instrument Date	Apr 30, 2026
Instrument	20262883497
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E WASHINGTON ST, O FALLON, IL 62269-1431

Mortgage

Document Number	0002883497,
Date	May 14, 2026
Instrument	20262883497

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 30, 2026
Property Address	408 E WASHINGTON ST, O FALLON, IL 62269-1431
Document Number	0A02882098
Instrument Date	Apr 30, 2026
Instrument	2026.2882098
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,027.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E WASHINGTON ST, O FALLON, IL 62269-1431

Mortgage

Date	Apr 30, 2026

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,476.00	$47,693 (+22.55%) Land $4,386 Building $43,307	$143,079 (+22.55%) Land $13,158 Building $129,921
2022		$38,917 Land $3,579 Building $35,338	$116,751 Land $10,737 Building $106,014

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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