401 E Washington St, O Fallon, IL 62269 Property Records

St. Clair County property record for 401 E Washington St, O Fallon, IL 62269 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 785 sqft · built 1906
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$123,500 (Jul 2017)
Tax Bill$3,266 (2024)
Deeds & MortgagesNov 2025 Line of Credit
Jul 2017 Sale & Mortgage
APN04-29-0-128-001

Property Details

APN / Parcel Number

Primary APN04-29-0-128-001

Interior

Full Baths2 Baths
Stories2 Stories
Building Area785 sqft Living Area

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1975
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area6,970 sqft (0.16 acres)
Garage Area240 sqft
PorchSlab
Porch Area189 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address401 E WASHINGTON ST
CityO FALLON
StateIL
Zip62269-1432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPENNS 3RD ADD TO O FALLON LOT/SEC-137 A02542296
Legal SubdivisionPENNS 3RD ADD
Legal Block128
Legal Lot Number137
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2001
Census Tract504352

Owner

Source: St. Clair County records · APN 04-29-0-128-001

Assessment roll updated August 28, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 E WASHINGTON ST, O FALLON, IL 62269-1432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF OFALLON
Jul 05, 2017Warranty Deed, Transfer · Conventional with PMI
NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 05, 2017 · Amount on Record
Deed SaleJul 05, 2017 · Amount on Record
Prior SaleAug 17, 2015
Deed Document Number20172542296
Prior Transfer DateAug 10, 2015
Prior Transfer Doc00A2465651
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address401 E WASHINGTON ST, O FALLON, IL 62269-1432
Transaction TypeMortgage
Record UpdatedDec 09, 2025
Title CompanyTOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E WASHINGTON ST, O FALLON, IL 62269-1432

Mortgage

Document Number0A02867057
DateNov 21, 2025
InstrumentA02867057
Lender
NameBANK OF OFALLON
TypeBank
AddressO FALLON, IL 62269
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 28, 2035
Interest
Rate TypeAdjustable Rate
Rate7%
Change FrequencyMonthly

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJul 05, 2017
Property Address401 E WASHINGTON ST, O FALLON, IL 62269-1432
Document Number00A2542296
Instrument DateJun 30, 2017
Instrument2542296
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyTOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$185.25
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address311 N HIGH ST BELLEVILLE IL 622201212, BELLEVILLE, IL 62220-1212

Mortgage

Document NumberA2542297
DateJul 05, 2017
Instrument2542297
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 04, 2047
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$3,266.00$50,815 (+22.55%) Land $4,365 Building $46,450$152,445 (+22.55%) Land $13,095 Building $139,350
2022$41,465 Land $3,562 Building $37,903$124,395 Land $10,686 Building $113,709

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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